Insurance shopping question
#4
The BAD Guy
Platinum Member
I don't know this for a fact but I have been told it doesn't affect your score. I think they call it a soft inquiry.............Don't ask what a 'hard' inquiry is
#5
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To Answer your question....
Most High Performance insurance carriers DO NOT check your credit and your rates are not based off of credit. The majority of credit scoring occurs when you shop around with carriers like, Allstate, State Farm, Progressive, AmFam etc.
When they run your insurance score, it is not an actual "hit" or "inquiry" on your credit report or score, so it does not affect your credit score and no one else can observe that someone pulled your insurance score other than you.
I hope this helps.
Stacy Shute
HP Boat Insurance Broker
Wake Zone Marine Insurance Brokerage
Mesa, AZ
480-357-9663
Most High Performance insurance carriers DO NOT check your credit and your rates are not based off of credit. The majority of credit scoring occurs when you shop around with carriers like, Allstate, State Farm, Progressive, AmFam etc.
When they run your insurance score, it is not an actual "hit" or "inquiry" on your credit report or score, so it does not affect your credit score and no one else can observe that someone pulled your insurance score other than you.
I hope this helps.
Stacy Shute
HP Boat Insurance Broker
Wake Zone Marine Insurance Brokerage
Mesa, AZ
480-357-9663
Last edited by stacyshute; 08-25-2009 at 09:50 PM.
#7
Boat Insurance
STACY
I am new at this insurance question last year my insurance broker said that HP and Age was a issue can I insure my 21 year old Baja with a new HI HP engine and a new drive for what I have in it, were do I turn.
Thanks Richard Cuny
I am new at this insurance question last year my insurance broker said that HP and Age was a issue can I insure my 21 year old Baja with a new HI HP engine and a new drive for what I have in it, were do I turn.
Thanks Richard Cuny