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02-15-2009, 06:15 PM
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#1
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Registered
Join Date: May 2008
Location: Costa Mesa, CA
Posts: 13
2008 Magic Scepter
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I Need PWC Financing
Does anyone on here do Personal Watercraft Financing? I am looking to purchase two new PWC's totaling around $21k. I have bad credit due to one bad investment, but will be co-purchasing with my girlfriend who has good credit. I have the cash, but would rather finance if possible. What are rates right now? I would appreciate any input.
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02-16-2009, 06:27 PM
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#2
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HP Marine Ins. Specialist
 Offshoreonly Advertiser
Join Date: Mar 2008
Location: Insuring any kind of boat
Posts: 677
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Quote:
Originally Posted by Donch
Does anyone on here do Personal Watercraft Financing? I am looking to purchase two new PWC's totaling around $21k. I have bad credit due to one bad investment, but will be co-purchasing with my girlfriend who has good credit. I have the cash, but would rather finance if possible. What are rates right now? I would appreciate any input.
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Have you applied to your local banks and credit unions already?
__________________
Stacy Shute (Hanlon)
The NO LIMITS Insurance Agency
866-728-9757 ext 101
Wake Zone Marine Insurance Brokerage, Inc. - CA License 0H05075
For an online quote: www.wakezoneinsurance.com
stacy@wakezoneinsurance.com
*** Please note that any insurance advice given is based on current information at the time of the original post. Insurance rates, terms, policies, markets etc change often. We can not be held liable for outdated information that can be found in older posts on this forum.
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02-16-2009, 11:41 PM
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#3
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Registered User
 Gold Member
Join Date: Feb 2001
Location: Tampa, Indian Shores Beach
Posts: 3,301
Don't even mention the word boat
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Quote:
Originally Posted by Donch
Does anyone on here do Personal Watercraft Financing? I am looking to purchase two new PWC's totaling around $21k. I have bad credit due to one bad investment, but will be co-purchasing with my girlfriend who has good credit. I have the cash, but would rather finance if possible. What are rates right now? I would appreciate any input.
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Dude, if you have the cash, find some that are 2-4 years old, that someone needs to move. You can probably find the same models with trailer and everything for half what new is right now. Also that way if you break up, you don't get screwed. 
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02-20-2009, 02:32 AM
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#4
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Charter Member # 55
Charter Member
Join Date: Oct 2000
Location: Omaha
Posts: 11,046
32 Active Thunder
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Go fix your credit first before you worry about financing pwc's.
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02-20-2009, 03:34 AM
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#5
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Registered
Join Date: May 2008
Location: Costa Mesa, CA
Posts: 13
2008 Magic Scepter
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Thank you for the helpful advice Stacy and Will. Griff, it seems as though you're the one who is worried. Perhaps regarding something constructive to do with your time? Enjoy Omaha!
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02-20-2009, 09:14 AM
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#6
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Gold Member
Gold Member
Join Date: Feb 2004
Location: Hollywood, MD
Posts: 1,204
21' Paramount
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if you have bad credit and you really want to buy the pwc's, then pay cash. No lender is gonna give you a decent rate (if at all) for something considered to be a luxury with bad credit and this economy. Or better yet, if your girlfriend with the good credit really wants them, let her finance them. Then, if you break up, she keeps them or you can pay her cash for them. No messy shared loans.
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02-20-2009, 01:18 PM
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#7
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Charter Member # 55
Charter Member
Join Date: Oct 2000
Location: Omaha
Posts: 11,046
32 Active Thunder
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Quote:
Originally Posted by Donch
Thank you for the helpful advice Stacy and Will. Griff, it seems as though you're the one who is worried. Perhaps regarding something constructive to do with your time? Enjoy Omaha!
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Worried?????? about what??????
I'm just tired of people who don't take responsibilty for there credit problems. Its people like you that cause interest rates to be higher for all the responsible people.......like me and most others here.
I just find it amazing that that someone can just join an offshore boating website to look for PWC finacing because there credit is that bad....and then not blink an eye while talking about it.
Last edited by Griff; 02-20-2009 at 01:20 PM.
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02-20-2009, 02:52 PM
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#9
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Registered
Join Date: Sep 2003
Location: Here and There
Posts: 1,545
36' Apache
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Quote:
Originally Posted by Griff
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LMAO.... You aren't gonna beat Griff, It's like messin with the law..
Seriously though, Get on craigslist and buy a couple used pwc's.
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02-20-2009, 05:54 PM
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#10
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VIP Member
 VIP Member
Join Date: Sep 2006
Location: Richmond - Ophelia, Va
Posts: 1,109
MTI, Pioneer, Cig's sold:(
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Be patient, get your financial affairs in order and THEN buy whatever you want. 
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