soldier4402

Try FORMOST direct they have been cheap on my boat and selds

WakezoneINS

OR you could support your local agent network and work through an agent that is appointed by Foremost to write their product. The rates are exactly the same as you would get direct and you help to support small business owners

soldier4402

Either way. I do have mine through you. Funny thing is buddy went through wakezone and then through foremost direct and was cheaper that way???

WakezoneINS

It could be as simple as the direct customer service agent quoted a lower limit on one of the various coverages and didn't quote the EXACT line by line coverages as we did. Or they applied a discount that we weren't aware he was eligible for because he didn't state he had a course, or other Farmers policy etc etc. We use the same system they do for rating so it would be impossible for him to get a cheaper price direct for the exact same coverages.

seafordguy

I had the same bull**** experience with State Farm. Multiple Generations with EVERYTHING insured through State Farm.

Those ****ers had the nerve to drop me effective July 3rd 1159PM.

I have NEVER HAD A CLAIM, ACCIDENT, or TICKET of any kind and they still dropped me in my slow ass flat bottom cig.

I am with Stacey Now and have NO reason to shop elsewhere. **** STATE FARM.

soldier4402

thats weird. Nobody else on your policy had a claim. Did your credit take a dive.

thirdchildhood

iTrader: (6)

Farmers dropped my main home when the housing market crashed. I also never had a claim and used them for many years. Soo, guess what? I dropped Farmers on my second home and am now getting lower rates through another company. I will never again deal with Farmers or Progressive. That's how you handle it when an insurer mis-treats you.

mittens

I have had alstate on my mine. At first they where kinda expensive to what i thought it should be but still cheaper than most.

had up charges for over a certain HP /lenght, and my age/lenght.

now its cheaper. 80 bucks a month for 6 months....coverage the whole year.

jeff1000man

+1 on Stacy for the boats.

I have been writing claims for Allstate for almost 10 years on property and flood claims, and we try to be more than fair with every claim that we get. Our customer service (phone calls etc) has improved exponentially over the years.

If there boats claims are anything like our property claims, you shouldnt have a problem getting paid, but I didnt know we insured performance boats???

soldier4402

Its hard to say ive heard this from many people and always seems they drop the people that have clean records. But who knows what happens up in the clouds with all the actuary science involved. Maybe they figure you are high risk for some reason, maybe they are looking into you past. It could be possible since you arent high risk they arent getting top dollar out of you.

talking to a bud the other night. He works for a financial compnay that deals with insurance companies and gave me a lesson. Insurance companies do not make money off your premiums or deductibles. What they do is they sell their premiums to companies like his to invest the money or pay them to invest their premiums. Which I didnt know. So maybe it comes down to some forumla where you just dont fit. You could also be high risk without having a claim.