Annual Insurance Review
04-30-2013, 12:55 PM
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Annual Insurance Review
As many of us get ready to gear up for the upcoming seasn,now would be a good time to get out your insurance policies and see if they need an annual tuneup as well.Take a look at what you have now and answer these questions.
1. Is your policy through an ADMITTED Domestic Company ?
2. Is your policy through an A rated by AM BEST Company ?
3. Is your policy Agreed Value where they will pay you the agreed amount in a total loss ?
4.Is your policy an All Risk Policy subject to exclusions ?
5. Does your policy cover Fuel Spill Liability ?
6. Does your policy have a coinsurance clause ?
7. Does your liability pay from the first dollar or do you have a deductible or Self Insured Retention (SIR) ?
iF YOU ANSWERED NO TO ANY OF THESE QUESTIONS CALL ME @ 856 767 8134 OR CELL 845 893 9934 .
1. Is your policy through an ADMITTED Domestic Company ?
2. Is your policy through an A rated by AM BEST Company ?
3. Is your policy Agreed Value where they will pay you the agreed amount in a total loss ?
4.Is your policy an All Risk Policy subject to exclusions ?
5. Does your policy cover Fuel Spill Liability ?
6. Does your policy have a coinsurance clause ?
7. Does your liability pay from the first dollar or do you have a deductible or Self Insured Retention (SIR) ?
iF YOU ANSWERED NO TO ANY OF THESE QUESTIONS CALL ME @ 856 767 8134 OR CELL 845 893 9934 .
04-30-2013, 03:20 PM
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i know guys get caught up in the same insurance, but it is smart to shop it every year and a minumum every 2 years. I have found myself paying extra hundreds of dollars. But like you said its smart to compare coverages when doing do.
04-30-2013, 04:25 PM
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Insurance
There is more to insurance than price as I indicated in my prior thread.I know that no other HP insurance program has the coverage that our exclusive policy has.We provide $1,000,000 of fuel spill coverage on every policy and $50,000 of personal accident coverage for all named operators and have paid claims for both.I have personal insurance policies on my cars,homes,and umbrella with CHARTIS PRIVATE CLIENT and they are not cheap but the coverage is far superior to the companies that do TV ads.
05-01-2013, 02:02 AM
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There is more to insurance than price as I indicated in my prior thread.I know that no other HP insurance program has the coverage that our exclusive policy has.We provide $1,000,000 of fuel spill coverage on every policy and $50,000 of personal accident coverage for all named operators and have paid claims for both.I have personal insurance policies on my cars,homes,and umbrella with CHARTIS PRIVATE CLIENT and they are not cheap but the coverage is far superior to the companies that do TV ads.
