Are you thinking about buying a car? Have you settled on New or Used? It's not an easy decision to make. A new car is guaranteed to work, while an old car is cheaper. With a new car, you can get it in any model, any color, and you get to customize it, while with an old car, you have to take what's available. Buying an old car means you might not have to deal with a pushy salesman, while buying a new car means that you do. Which ever you choose, you're going to need an autoloan and warranty.
Now, for an auto loan. You aren't going to want to finance through the dealership. Most dealerships add 2-3% interest on the rates that's just pure profit for them. When you buy a car, used or new, you don't want to pay any more than you already have to. When you want a loan, get it from a third party, either a bank, or a specialized auto loan lender. Whatever you do, just remember, you want to get a car loan.
Now, as for a warranty, you need one. The car isn't going to be perfect from the time you buy it till the time you want another one. Car parts will break down, or unforeseen events will happen to your vehicle. With the right warranties, it doesn't have to hurt your pocket book. Getting an auto loan helps you save when buy a car, a warranty helps you save while you're driving a car. Warranties come in many ranges of terms and coverage, so choosing the best one for you isn't always an easy decision. You definitely want the big things covered, but the small things, like oil filters and spark plugs, you can handle yourself or get some friendly good advice.
Next time you want to buy a car, don't make an uninformed decision. Doing your homework, by researching how much others have paid, how much you can get in a loan from another source,how much the dealer paid for the car, etc... can really pay off when you do finally purchase a vehicle.