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08-05-2009, 04:02 PM
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#1
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Gen X Graphics
 VIP Member
Join Date: Aug 2007
Location: Sandown, NH
Posts: 727
1984 30' Scarab S-type with twin 502's ------ 1974 21' Tahiti Jet with a 502
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70's and 80's scarab owners' what are you doing about insurance?
Exactly what the title says! Are you paying the high premium prices for older boats or maybe just insuring for liability only or maybe no insurance at all?
Post moderator: please do not move to insurance forum as this is specific to scarab owners!
Thanks
Jim
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08-05-2009, 06:29 PM
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#2
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Registered
Join Date: May 2009
Location: Oceanside CA
Posts: 25
1982 Scarab 296 S-Type
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Jim,
I use Progressive.
25,000 agreed value
LOTS of coverage
BI/PD $500,000 CSL
UM 500,000 CSL
Med: 5k each person
Comp/Coll 500 deductible
Marine Electronics: 500 deductible
Trailer 250 deductible
Fishing equipment 1000 w/250 ded
$900 yr
as cheap as $750(+-) if I were to lower coverages.
--------
Tim
'82 Scarab S-Type 296
Twin 400HP 454ci TRS
Last edited by tackledackle : 08-05-2009 at 06:34 PM.
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08-05-2009, 09:24 PM
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#3
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Registered
Join Date: Jan 2008
Location: Orlando Fl
Posts: 451
Wellcraft Scarab 38' KV Miami Vice Edition
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I gave up trying.
Most want a boat 10 years or newer, or under 30 feet. The only qoute I got was for $4000 a year and I was lucky to get that. Being in Florida didn't help me at all.
I sent out some emails recently to get some qoutes but NONE and I mean NONE replied.
If anyone wants to get it a try, I have a 38 KV Scarab, RECENT SURVEY at $76,500 STORED INDOORS in a CBS building. 20 years drinving boats, no accidents.
Good Luck!
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08-05-2009, 10:08 PM
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#4
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Gen X Graphics
VIP Member
Join Date: Aug 2007
Location: Sandown, NH
Posts: 727
1984 30' Scarab S-type with twin 502's ------ 1974 21' Tahiti Jet with a 502
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Quote:
Originally Posted by JetJock
I gave up trying.
Most want a boat 10 years or newer, or under 30 feet. The only qoute I got was for $4000 a year and I was lucky to get that. Being in Florida didn't help me at all.
I sent out some emails recently to get some qoutes but NONE and I mean NONE replied.
If anyone wants to get it a try, I have a 38 KV Scarab, RECENT SURVEY at $76,500 STORED INDOORS in a CBS building. 20 years drinving boats, no accidents.
Good Luck!
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I have stacy over at wakezone insurance running the numbers. I will let you know what she comes back with. She said with older boats it's not unlikely to pay 5% of the insured value per year! |
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08-05-2009, 10:12 PM
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#5
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Gen X Graphics
VIP Member
Join Date: Aug 2007
Location: Sandown, NH
Posts: 727
1984 30' Scarab S-type with twin 502's ------ 1974 21' Tahiti Jet with a 502
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Tim...that's great coverage. I think I will look at progressive and see what they can offer
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08-05-2009, 11:55 PM
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#6
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Registered
Join Date: May 2009
Location: Oceanside CA
Posts: 25
1982 Scarab 296 S-Type
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Quote:
Originally Posted by 502ss
Tim...that's great coverage. I think I will look at progressive and see what they can offer
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My wife is my agent. She had a hard time finding anyone to cover me due to age and value. We just happened to try Progressive and their premium was so good I doubled the coverage.
Hope that info helps.
If you want, I can have her run a quote for you. PM me your phone # and I'll have her run your info... that goes for any of you guys on this post, too. Of course, it's prob easier if you call them. I'm not sure if her rates are lower than what you can get by calling direct. She doesn't charge broker fees.
BTW, Jim, your 502s sound GREAT. (saw the youtube clip). I gotta ask - whats your typical GPH with those bad boys?
Last edited by tackledackle : 08-06-2009 at 12:03 AM.
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08-06-2009, 12:03 AM
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#7
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Platinum Member
 Platinum Member
Join Date: Jul 2005
Location: Spokane, Washington
Posts: 372
81 Wellcraft Scarab II
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I cheat and run it through my business as INVENTORY, however if something happened to it I am sure I would be screwed-
I shopped it with a bunch of insurance agents and as soon as you say SCARAB NON FISHING they roll their eyes and jack the rates!!
Jim- if you need me to tell them yours is a FISHING SCARAB I am here for you  |
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08-06-2009, 12:17 PM
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#8
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Registered
Join Date: Jan 2008
Location: Orlando Fl
Posts: 451
Wellcraft Scarab 38' KV Miami Vice Edition
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Quote:
Originally Posted by scottie150
I cheat and run it through my business as INVENTORY, however if something happened to it I am sure I would be screwed-
I shopped it with a bunch of insurance agents and as soon as you say SCARAB NON FISHING they roll their eyes and jack the rates!!
Jim- if you need me to tell them yours is a FISHING SCARAB I am here for you |
EXACTLY
GLAD I'm not the only one! |
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08-06-2009, 12:32 PM
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#9
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Platinum Member
Platinum Member
Join Date: Nov 2007
Location: Sacramento CA
Posts: 162
1980 Scarab II, 1962 Chris Craft Connie, 1964 Arena Craft Bonito
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I shopped it with a bunch of insurance agents and as soon as you say SCARAB NON FISHING they roll their eyes and jack the rates!!
Jim- if you need me to tell them yours is a FISHING SCARAB I am here for you [/quote]
Time to put the rod holders back in |
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08-06-2009, 05:10 PM
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#10
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Gen X Graphics
VIP Member
Join Date: Aug 2007
Location: Sandown, NH
Posts: 727
1984 30' Scarab S-type with twin 502's ------ 1974 21' Tahiti Jet with a 502
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Quote:
Originally Posted by scottie150
Jim- if you need me to tell them yours is a FISHING SCARAB I am here for you |
I tried that angle, no luck! I even showed them the rod holders that I palnned to re-install...wink...wink and still nothing!
I did hear back from Stacy at wakezone - $1042/yr
I am waiting for the details on what that is for coverage exactly!
so those of you that have had no luck finding any decent insurance am I to believe your running with no insurance or maybe just liability? |
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