Let's talk insurance
 

Where should we directing people for hi-perf insuance needs by region?

Is there one good company for the country are are you guys finding certain companies for certain areas?

Thanks for the info!

Pat

I have State Farm for my 32. Previous owner did also. I have a 20 year history with my agent and he had to get an exception as underwriting was going to turn it down. Its also my 4th boat with them. Had one 6k claim about 5 years ago for a drive and it went smooth. The price can't be beat for $830/year.

This was the best I could find for New England coverage. Around $2800/year.

Buzz Fyhrie,
Total Dollar Florida at the Marina Bay Yacht Club & Resort
2525 Marina Bay Drive West Suite #204
Ft Lauderdale , FL 33312-2307
Toll Free # 1-888-327-8467
Local Phone 1-954-583-5558
Fax 1-954-583-8556
E-Mail: [email protected]
Website: www.totaldollar.com

David Barbee-The First 37 AT Owner
Elton Porter
281-772-4787

David Does nation wide and provides the best customer service hands down. I pay $3700 for Gulf Coast- Navigation is Gulf Coast and FL Atlantic

Warm.....the first 37 AVH owner. But he did have a 32 with 525 SCs!

Tell Dave you sent him Justin Kennelly with a 37, Boca Raton kept.

Buzz has him at $10k, I believe. Gotta love those commision checks!

But we are in hurricane alley if that matters.

National marine undewriters 1300.00 yr on my 32

I don't have a "big" boat, but a 27ft/425 hp, and I pay $525/yr. He's my brother in law, but I don't get any special deals.
http://www.statefarm.com/apps/agentL...=US&PageCode=1

Um yeah, you didn't mention it was for FL coverage. OUCH!

I'm not sure I want to say the name of my company as I'm not sure its a good idea to talk rates on here as I'm sure several ins companys are on here. This is my 4th boat with this co and agent and I've never had a claim. I have coverage anywhere around this great land and within 90 miles of shore. I have no layup and 2500 deduct for $1010 a year. My company is well aware of what my boat is and how fast it is.

Sy Goldberg got me for 2,200.00 a year for my 28. I have over 25 years in many different boats and it was all inland water ways with 8 month lay up. But at the time nobody else would touch it. Ins brokers are nothing but legal bookies.

That's amazing! I think they made a mistake...how can companies vary SO much for similar coverage? "F***ing insurance companies are scum!!
BTW,...I pay $1,200. a year for a 28AT... No layup, inland-NY to FL.

1800 per yr. no layup, actual cost replacement, limited to the Ches. Bay and Inland, need to call them if I travel to do a run. They did say upfront that the underwriters will not touch anything over 1k hp though. Looks like we should all call Boatfreak's company.

In Michigan State Farm.

wow that is great, is that agreed value i assume? is the trailer covered as well?

This is just unbelievable! :violent-smiley-045:

I highly recommend Bob Luellen with Worldwide Marine. I shopped everyone while mine was being built. Elton Porter was close, but I have been with Bob for years. Plus he is a blast to talk with and a wealth of knowledge. And he worked his butt off trying to get Progressive to approve the 525's. They will write 500's....go figure.

I'm paying $3200 with no layup, no windstorm deductible, on the coast, and $5K deductible.

OH, and no trailering limits, which I don't need. Sorry Clark, but I have no place to store your trailer and nothing to tow it with anyway.

My 28 started out at about 650 when I bought it and after 6+ yrs it went up to about 725.

I'm with Total Dollar in New York and paying $4413 a year. No layup and coastwise coverage. 5K deductible. Not the best deal in the world but the best i could find at the last minute after my local State Farm agent lied and told me 6 weeks earlier that he could handle it. He's a poster boy for Cosmics and Spilmans opinion of insurance people. I did talk to David Barbee at Elton Porter and he seems like a great guy and big AT fan :cool: but he couldn't write in Virginia at the time. He can now write Va. so i might be shopping with him come renewal time.

Mark, I know the feeling. And they act like they are doing you a favor. They could care less about your history with boating and or if you have a perfect driveing record or the fact that you never put in a claim. I State Farm with all my boats,cars, bikes,snowmobiles and homes, when I asked for Ins. for the A.T. with a 525 they flat out said NOOOOO Way. Needless to say I now have a different company and BOOKIE.:rolleyes:

What's the deal with State Farm anyway? There is no rhyme or reason to their decision on whether to write you or not. There are more than a couple folks in the club with twins who have them...with great rates I might add. My State Farm agent, who has all my other policies, says his underwriter won't touch anything faster than 60/65! Argh!!

Sy @ Total Dollar is supposed to be getting new new carrier that will be more affordable. I too went w/ Bob Luellen - Worldwide Marine. Saved me over $1000 year.
I "hated" dropping Sy - he IS the best in the business, but $1000 is alot of difference.

I have State Farm. It is $1100 per year for my 36'. In many cases I think it has more to do with the agent than anything. I fired my last guy because he told me that he couldn't write insurance on a 35' Sonic that I was considering. Come to find out that the boat was already insured with State Farm under the seller.

Needless to say I wasn't happy when I found this out and proceeded to find someone that was a little bit more willing to have all of my business.

MARKEL AMERICAN is the only insurance we found that will write the SKATER ..$2,000.00 a month but gots to have insurance,they were pretty cool and since the boat is back at the plant since july they took the coverage off and credited the $$$ towards next season

Holy arm and a leg!!!!:eek:

And thats with a $20,000.00 deductable
No Claims,No Tickets MMMMMMMMMMMMM:cool-smiley-027:

State Farm has written every boat i've owned until this one including my Skater. They wrote the Fountain for $1300.00 a year. I've never had a claim and have a perfect driving record but they wouldn't write this boat.

Yea what a joke they quote such high prices and then say oh BTW no wind storm.:violent-smiley-045:

With your experince on the water and the Cap, lic you have they should have been paying you:ernaehrung004:

You might want to talk to American National Property and Causualty out of Springfield, Mo. They will want your entire package, home, cars, boats, and umbrella. Joe Murray

STATE FARM insured our DAYTONA 33 with twin 1150 hp until early 2007, they sent a letter they were no longer insuring catamarans .Look elsewhere :p

OUCH