Boat insurance
 

Does anyone have a good ins co for go fast boat ins ?:cool-smiley-011:

I've been doing business with Bob Luellen / Worldwide Marine for years. And bumped into him at the Miami boat show both times I've been. :D Great guy.

If I wasn't doing business with Bob already, I would go with David Barbee /Elton Porter. He used to own an AT!

Dave Barbee @ Elton Porter writes mine. There an advertiser on here so that should have there contact info.

We also have some great sources as well ..... if your interested give us a call (631) 724-8707 and we'll hook you up ............

David Barbee at Elton Portr did mine. Bob Luellen was nice to deal with as well, but I got better prices and more options from David.

American National Property and Casualty out of Springfield, MO. They will want all of your business. House, cars, umbrella ect.

national marine underwriters

2000 32 thunder 500 hps,, coverd for 100k ,, 500,000 liability

$1500.00 year

national marine underwriters quoted me $2700 per year
what the hell m i doing wrong??
1500 thats a good quote do u have a contact i can call there?

Had my 37 with State Farm and no lay up, use anywhere with in 50 miles of the states. $875.00 year. Did have coast guard discount.

James, Coast Gaurd Disc.? Safety course?

Ive been with them for 10 years so get a lower rate , wow 2700 that is high. dont have any contact i just send in payment once a year to renew.

WOW james that is real low for a 37, what kind of discount for coast guard.

We pay $550 a year...works for me:D

When I was shopping around I got 3 quotes under $1,400. You should be able to get under that unless you have big power.

its a hp 500 efi w/ a procharger. nothing crazy.
allstate also quoted $2700 ind i have a fleet of 6 commercial vans and 2 personal trucks with them.
whats the deal we only have a 3-4 month season here?????????

I agree. The ONLY one to call.

Allstate is a great company! (unless you have to collect)

There all great till you have a claim!!!

I searched all over the damn place for Insurance lots of leads and DEAD ENDS!

Finally I got a hold Shawn and he found what I need for my 38 KV Scarab with Merc 500 EFI's.

Here is his contact info:

Shawn Wilson, Agent/Broker
Boats to Businesses, We Can Do It All
License # 0C67306

Empower Marine Insurance Services
16585 Pacific Coast Hwy
PO Box 941
Sunset Beach, CA 90742
Phone: (714) 895-7050 Toll Free: (888) 606-2746 Fax: (714) 780-1306

www.empowermarine.com

I took a 8 week course from the Coast Guard and receive a 10 or 15 % discount from them. I also have almost 20 different polices.

Did you tell them you had the "ProCharger" ?

Your biggest problem is your HP to LENGTH ratio. Not that there is any one good or bad number, but they do do the division, and they will get a little freaked out by a number like yours. 750(ish)HP in a 28 is definately more than stock, and they know that.

I agree with above. You need to call Dave Barbee. He has been a friend of Active Thunder since the beginning. If something fails there; call Dave Luellen and/or Sy Goldberg. If you have your boat financed with one of the big marine brokers, like Loan Ranger/Kyle or DaveP/Essex Credit, they have strong relationships with insurance folks too.

Some of us have VERY good relationships with our primary insurance agents. As James mentioned, I have many policies, including autos, special item writers (jewelry, car electronics, mountain bikes), homeowners, renters, boat, AND umbrella liability, all with the same major insurance carrier. Its very hard to just call up one of the big boys like State Farm, Geico, All State, etc. etc. and just get a policy on a boat. You have to have a good relationship with them, and unfortunately have all of your eggs in one basket to do so. Sometimes this gets you a good discount (I too have a CG discount, and was a VFF for 10 years), however you run the risk of getting a terrible speeding ticket in your car (140 in a 45 will do it, found that out), and then they can cancel your go-fast boat assuming you are a risk on water as well. I have a great relationship with my agent, and the woman who runs the place (the real HMFIC) is like a second mother to me; and has always gone to bat for me.

Well, I have all my other insurance policies (vehicles, home and umbrella) with State Farm, but they won't touch my boat. I don't get it.

Same here. They wrote the Fountain for $1100 a year but wouldnt touch the AT because of the HP per Ft. that Sydwayz was talking about.

They wouldn't write my PQ either, yet there are other folks in the club with similar boats insured with SF. Makes no sense...

My State Farm guy said he could write the AT in the beginning but when the boat was ready he took an about face on his word jamming me up at the last minute. I hope I see the SQB broke down on his jet ski in the Rivah one day wanting a tow. I'll tell him my insurance doesnt cover towing and ride off smiling. :grinser010:

My S.F. guy said no to my A.T. after I have had about 30 cars & trucks, my house's many snowmobiles, 5 boats 3 bikes. Then he said he has to cancel the house because I had an ice damage claim........ I said see ya you just blew it big time and left. Changed everything to Nat. Grange way cheaper.

My experience with SF is that the agent can have a lot of influence with the underwriters. We have had all of our boats, including the AT with SF. The rates are typically very good. None of our boats have had larger than twin 500 HP's.
Not sure what would happen with a 525 boat. I would not think they would touch anything larger. Very conservative company.

State Farm will not right anything 1001 HP above, period!!!! That is what my agent said. He has been my agent for about 15 years.

I'm looking for a new policy too....let me know if it sounds good.

Very interesting thread in the insurance forum about SF. Most folks like me are denied coverage. Others not. One guy has a 39TG with 700's with coverage. Another just got quoted for a new Formula 383 with 525's.

They are an advertiser here. Click on that button and go down to E!

$$
 

I paid 750 a year for my 28 through Campisano Marine ins. in Point Pleasant NJ. I was Happy with that. Been working on cars not much with boats lately....I will get the bug when warm weather hits