Cigarette Insurance
 

Progressive raised my Insurance to $1666 on my 1994 Cigarette TOP GUN. Value is around $100,000 replacement. I'm curious on what other Cigarette TOP GUN owners are paying and who are they with. I'm in Fresh water in Texas.

Im paying 1587.00 a year for my 2003 Mistress with aftermarket power, valued at 150K replacement!! I got it thru Total Dollar

wow insurance has dropped. I was paying close to 10K on my 42 in Ft. Lauderdale

I was paying $3800 on a 2000 38 t/s 4 years ago.
After the big hurricane 3 or 4 years ago here in Fl it doubled.
I have a perfect driving record & no boat claims ever.

y insrace has gone down

Insurance in FL is much higher, Storms, theft rate, and boating all year.

Ya think they didn’t know Captain courageous was conquering all of SoFlo one blue Martini at a time. Hell my insurance went down when you left!

Come back, for awhile anyway. The biggest Offshore Party of the year is June 10th-13th right across from what was THunderBoat Row!

LMAO. Yours went down hahaha. Brad, I'm coming bro. Right on the edge of a deal that will allow me to work from the laptop poolside.... again..... I have a meeting in the morning

:lolhit:

What was it before? We have progressive. I didn't notice a rate hike.

Yes, it was Progressive that went up on me in Texas. I called them and they said it was approved by the state that they could raise their rates. I think they are full of :poopoo:! I have an older boat that is worth less every year, perfect driving record, I"m 40 years old and not a KID, and they went up on my rate. Anyway, I need more input. So far, Total Dollar is winning.

Stacy at wakezone has mine, and she got me a rate with equal coverage and saved me $650.00 a year. Its a '93 Top Gun with Chief Blower Motors. I did need to get a survey.

That's really not too bad at all in my opinion. I pay about double that on my '95 Cafe through Progressive - but I'm in FL.

I have to agree 1666.00 a year is pretty good for the age, the declared value and remember there is always the replacement cost factor.

I pay $892/year on my '88 TopGun (twin 800's) with $80K agreed value.....but there are three boats on the policy. The other two are a 1979 13' Whaler ($102/year) and a 2004 19' Pro-Line ($118/year).

Who Insures your boat?

I pay right at about 1k per year on my Cafe. After market 600HP blower motors.

I am under 30, never had a ticket/accident/claim. On the flip side this is the first boat I have ever insured, and my previous boat ownership was "zero". Nothing else on the policy - layup during the VA winter.

Check your PM's

My Cafe' (I know, not a gun) through State Farm dropped from $1200 to $1000 per year with a $70K agreed value.

high premium
 

1993 Gun with 575 HP 4,200 with wind storm . Gulf coast Texas .agreed value 90,000. No wind storm coverage cost is 1,600. 2,500 deductible on boat 250.00 on the trailer

around $1100 a year in chicago on a 91 cafe been with them 8 years no claims no tickets

i just went with elton porter, 1900 per year 2000 Tiger 150k value...300 less than last year, no new surveys, and they dont advertise or support serious offshore.com :D..that was the clincher for me.

$2700/yr 99 Top Gun.....100k replacement

$1200 a year on 2001 TSTG with 500's and 5 mo lay up through Sy. Boat was insured for $125K. I think the deductable was 3%

LOL