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Originally Posted by 88bullet
(Post 4186549)
not true. last november my buddy walked into his credit union and said i wanna buy a 93 top gun. they said how much? he said xx,xxx and they said ok no problem here is the check go get it. i think it has to be more along the lines of having a decent job and good credit. not a dreamer with sh!t credit buried up to their eyeballs in debt
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Originally Posted by Drock78
(Post 4186523)
Even though it's a great deal, it has to be someone that has a bunch of cash to put down or pay cash in full. Few lenders will loan on a boat 22 years old.
I would agree my credit union will not give a loan on a boat older than 15 years period. If he has 60 cash to spend he would most likely use that as a down payment on a newer boat in my eyes. In my experience people with that type of disposable income and credit buy more current. Sweet boat GLWS. |
I have a good job,outstanding credit and a low debt to income ratio along with a 15yr history with my credit union and they still won't go over 20 years old. Like the above poster said, if I had 60k case I would be putting it down on a nice twin step Gun.
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I'm sure there's another thread you guys can hang out on, I don't really care if you can afford my boat or not or who will loan money for it. I'm trying to sell a boat, I'm not a financial institution.
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Originally Posted by 33outlawsst
(Post 4186776)
I'm sure there's another thread you guys can hang out on, I don't really care if you can afford my boat or not or who will loan money for it. I'm trying to sell a boat, I'm not a financial institution.
Nice boat by the way Sorry Outlast I have to add this, my bank will finance me no matter what the age, nope not a credit union either, so to all you who say it is not possible you are wrong, I say depends who you are. That is all I am saying...:silenced: |
Originally Posted by 33outlawsst
(Post 4186776)
I'm sure there's another thread you guys can hang out on, I don't really care if you can afford my boat or not or who will loan money for it. I'm trying to sell a boat, I'm not a financial institution.
I refuse to argue so I will say sorry for something I didnt do. Have a good day sir. Again GLWS. |
I suggest you read post 77 & 78 and I don't need some punk @ss telling me what I need to do, so I suggest you go to the toon classifieds and see if there is something there u can afford
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If you can't get the loan don't ***** about your inability to get the loan. It's not the sellers fault.
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I read all the posts in this thread and still searched for the boat in the classifieds before i posted. There still is no classified ad there. You tell me what I am missing. Great judgement and maturity on calling someone a punk ass. What is next meet me at the playground after school to fight? No thanks I will pass. I never said I wanted this boat, only how my bank worked.
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Originally Posted by LiveFREEorDIE
(Post 4187024)
I read all the posts in this thread and still searched for the boat in the classifieds before i posted. There still is no classified ad there. You tell me what I am missing. Great judgement and maturity on calling someone a punk ass. What is next meet me at the playground after school to fight? No thanks I will pass. I never said I wanted this boat, only how my bank worked.
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