When boating your supposed to stop AT the beach, not go over it to the picnick tables.....

looking at the pics thats a fair amount of work. the numbers on the high end of it but not far off. if I was writing that for insurance I would be somewhere around thirty to thirtyfive hours and would breakdown something like this

35 hrs @ $95/hr - 3325.00
materials 35 × $16 - 560.00
(if boat was trailered in) r&r and shoring - 800.00
sales tax - 337.00

when I first read it I thought it was 18 inches by 16 inches. I'm sure it could be done for less but not a whole lot. the steps make it a bit of a pain. there a couple ways to approach a repair like this, some more in volved then others. I generally like to establish a budget then explore the best options when dealing with repairs like this outside insurance.

Thanks Dave, I guess I feel somewhat better.

hard to guage depth, but couldnt try some gel coat restorer with a buffer and see if you could smoth some of it out. Might be a stretch as I dont know the depth. But I know between the restorer and wax and I have been able to buff out some descent scratches.

Doesnt look to be structural I guess it depends on how bad you want it fixed.

Check with your insurance co. Suprisign what you can get them to pay for sometimes. imo

That was my first thought, but my deductible is $4,500 on hull damage.