Question... When you break a gimbal ring like this...
 

Question... When you break a gimbal ring like this... How did it happen? Has it happened to you? Tell me your story... Share pics...

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Jesus...

Hard aground at high speed?

Hit a submerged floating sequoia?

LOL... I like it... keep it coming... I won't tell you what a surveyor said for my insurance company stated the root cause was... but I can tell you I hit an object underwater at about 50...

You hit a chinese nuclear submarine lurking off the coast??

I broke mine when I hit one of those tree huggin paddle boar.........a log!
1st glance it looks like your hinge pin came out. Looks like the screws are broken. But why would the pin still be around?
IMCO's are wider around the pin hole/stronger.

I hit a log at 50, it sheared the heads off the bolts for the pins but they can't come out when the drive is straight.

Let me guess, they blamed a broken Ujoint....or parking lot impact. LOL. Okay, not really funny.

I won't post the actual survey report yet but yes, one fact they mentioned was that u-joint failure was the cause for my failure... Wear and tear I believe lol. Per the merc reps, the gimbal ring won't crack from a u-joint failure but from an impact... This guy even listed my motors as 700+ hp just from looking at the outside of them... Love to know how he does his math. On top of that, motors have stock 575sci fuel injection system which he stated was replaced with a larger system that pushes the motors past their operational capacity...

Mine was in Whiskey Slew in the delta, As I remember it I was just sittin' there in my boat and a log came underneath the boat at 50-55ish, drive looked a lot like yours.

A buddy was in the Gulf of Mexico lost propulsion engine on revlimiter looks back sees piling bobbing vertical. Looks behind boat no outdrive (NEW boat 2ND. time out)Gets towed to ramp,pulling boat out to staging area he hears a dragging sound, its the outdrive with shift cable attached.

So what insurance company do we avoid?

Avoid progressive...

Ha they spend sooo much on advertising.Why pay claims when they can sucker in new customers when existing ones cancel?

Maybe you should call up Flow directly and tell her what a "bundle" of fun you are having with your claim. Like the good hands of Allstate that strangle every penny out of you if you get into accident. Sorry couldn't help myself. I hope they cover your claim

I could tell the worst Progressive horror story but it would be too long. I should have called the police and an attorney because what they did to me was outright fraud and I had them busted red handed. But I wanted to go boating....

I'm going with a log or floating telephone pole??I have a used one if interested good luck!:faint2:

Here is the story, we were out, in 2'-3' waves out in front of St. Joseph, MI and bang, I thought I blew a gearset on my port drive. Shut it down and trimmed up to take a peek at the prop and also to spin it around to see if it was upper or lower related... to my dismay... I only saw my stbd drive assy... it took approx. 3 second for the "oh $hit" feeling to hit me then I grabbed my dive mask along with a dock line and jumped in the water... luckily, the drive was still hanging there by the tiebar and it sheared the u-joint assembly off at the yoke where it enters the drive so it was still planted into the coupler and I wasn't taking on water. I tied up the drive and began limping back to the boat launch. I looked behind the boat after I got out of the water and sure enough, about 50 yrds behind me I could see something bobbing... SOB... So, called the insurance company, filed my claim, 1.5 months later, get the denial letter after their surveyor went out and said a bunch of BS about a u-joint failure...

That sucks. Sorry to hear about that luck with progressive. Hope you can get them to cover it.

Is there signs of an impact on the drive?

Yeah, there is a slight indentation that is about 1.5" tall on the leading edge just above the bullet.

So, what did he insurance agent think was bobbing in the water, your big fat brown or black wallet ?

Apparently that's all they saw...

That sucks - I had a similar "conversation" with progressive on a previous boat. I ended up paying for repairs and dropped their a$$.

I have had two surveyors look at the boat now and will have a documented version come out that states a factual and reasonable claim as to what happened. No smoke and mirrors from these guys as they aren't on progressives payroll. They both have stated the same thing that a gimbal ring will not crack from a u-joint failure. The pure and simple fact that progressive ignored the shops email stating what a mercury rep stated regarding this and even the offer to put them in touch with one another is very irritating. Just goes to show you how much they really didn't care about taking care of this claim.

What a mess.

Around here, people hit rocks all the time and insurance pays up.

Yet, some of you guys hit submerged logs or etc and insurance doesn't.

That's not right !

Rocks are marked, therefore if you hit one, you where basically negligent. Rocks don't move.

Depending on the water way, yes the rock may be present all the time but with our water being down several feet over the last couple of years where I normally boat. Rocks have made a sudden appearance. A lot of channel markers have been adjusted and added because of this. What used to be 7 feet underwater and never an issue, is now 2 feet and hidden.

Not necessarily negligent. Insurance is there for any accident. Bad move by progressive on this.

Insurance covers stupidity too.
Have you seen the commercial where the guy cuts the tree limb off and it lands on his car?
There are several others like that too.
Personally I experienced a customer that topped off the antifreeze in her daughters Audi. When the engine quit she brought it here. Engine oil was full of antifreeze because she dumped it in the wrong spot. Insurance paid for it.
If they're saying the U joint caused the failure tell them you lubed it with antifreeze so it wouldn't seize.

I did not type it as well as I should.

I am with you.

Was just trying to point out if you hit a rock that is marked and insurance covers that (something you should not have done) then hitting a unseen partially floating (submerged) object should be too.....which, we all know is covered.

Anyhow - the ins company is trying to f*k him, plain and simple.

id get a new insurance man !!!!

That and a good attorney!

In there clause in which they do not cover is "mechanical wear and tear" which is what they are stating happened... :Whatever:

Not sure if independent insurance adjuster whould help but give it a shot!

They do with propulsion plus!

They will pay up. Sorry you have to jump through hoops to get there.

Already in motion... :)

How does the u-joint look ?

Kris,
They were new this year but it broke apart at the drive yoke...

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I had a customers impact claim denied by progressive , the adjuster must of spent 5 hrs with tbe boat measuring, taking pics , documenting , said he had to send it in and see what they say.
it was the longest i have ever seen a adjuster spend on what was probably one of the simplest claims i filed.
one of the only rejected ones that came through. Get ready to be bent over.
And that appears to be one of the better early casting hp gimbals that got obliterated too.

This looks like impact damage to me. Seen it many times. However, what does the drive itself look like? Any impact severe enough to cause this will cause massive damage to the lower. Also, inspect the trim rams and the anchor pins as they will have taken a beating also