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-   -   Great rate for 311's ...... From Boat US (https://www.offshoreonly.com/forums/formula/177819-great-rate-311s-boat-us.html)

offthefront 01-18-2008 07:04 PM

Great rate for 311's ...... From Boat US
 
Think they would knock off 50.00 for a group rate ?
Notice the hull value ..
Oh .. and you have to be a Boat US member to get the preferred rate ...


Bend over ! ....:Whatever:


Type of Boat : 311SR 1989 FORMULA 31

Cruising Area : U.S. Atlantic Coastal Waters incl Florida East + West Coast

SUMMARY OF COVERAGES
Boat and Boating Equipment (Agreed Hull Value) : $20,000.00
Boat and Boating Equipment Deductible : $620.00
Storm Deductible : $1,000.00
Boating Liability : $100,000.00
Fuel and Other Spill Liability : $800,000.00
Medical Payments : $1,000.00
Boat Trailer : $7,500.00
Trailer Deductible : $50.00
Personal Effects : $.00
Personal Effects Deductible : $.00
Uninsured Boater Protection-Limit each Accident : $100,000.00

TOTAL ANNUAL PREMIUM : $6,430.00
STATE SURCHARGE : $64.00
BOAT U.S. MEMBERSHIP (Required if not a Member) : $19.00
TOTAL ANNUAL COST : $6,513.00

Baja_Bigdog 01-18-2008 07:49 PM

100,000 liability ??..... you can do more damage by hitting one boat at the marina nowadays....this is not a good policy.

t500hps 01-18-2008 08:31 PM

Something is wrong..., I had cruisers for 10 years before the Fastechs and BOAT US rates, coverage, and claims service can't be beat on those types of boats. Even having been a customer for 10 years with multiple boats they wouldn't touch the Fastech's when I bought the first one. (One agent admitted they outsource that coverage completely). I'm suprised they even sent this to you cause it's obviously not their bag.

jaybird 01-30-2008 10:49 AM

For every boat I have owned I checked Boat US 1st, and they ALWAYS were the worst!!!!

t500hps 01-30-2008 12:41 PM


Originally Posted by jaybird (Post 2426061)
For every boat I have owned I checked Boat US 1st, and they ALWAYS were the worst!!!!

Were you a member of BoatUS and trying to insure a cruiser. Non-members and faster boats get terrible rates compared to the above.

jaybird 01-30-2008 01:27 PM


Originally Posted by t500hps (Post 2426209)
Were you a member of BoatUS and trying to insure a cruiser. Non-members and faster boats get terrible rates compared to the above.

Was a member, and tried to insure a 311, and a 24' Chapparal w/ single 454. Prices were horrid. Never tried a cruiser - maybe someday.

Rippem 01-30-2008 01:39 PM

800K spill coverage?

somethings whack with that quote in more than 1 way.

t500hps 01-30-2008 02:32 PM


Originally Posted by jaybird (Post 2426254)
Was a member, and tried to insure a 311, and a 24' Chapparal w/ single 454. Prices were horrid. Never tried a cruiser - maybe someday.

Their claims service is superb. Just 2 weeks after hurricane Isabel destroyed the east coast 95% of Boat US members had settlement checks. I had a claim in the late 90's and since I had one of their surveyors inspect the boat 6 months earlier they paid a $6,000 claim without hardly coming to look at the boat.....ask how many Progressive customers can say that!!

ThirdBird 01-30-2008 05:02 PM

Mike,
Didn't initially respond to this thread thinking it was a joke. If you're serious, that's insane!! My '89 311, full coverage except for the silly spill premium, $530.00 per year, not six months, per year. State Farm.

In my experience, wherever you have you car policies will be cheapest.

Dave


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