beware of cashier of certified checks
 

we had a lil pickup for sale. after taking all the calls i get one and the guy wants to come see it. seems he has a used lot and promised another truck to his customer but his partner had it sold.so, he needed one asap to get this customer taken care of. he and a partner came to look at it and they bought it. cashiers check from b of a. my gal was alone and questioned the check (at least she was cautious) but the bank said yes thats our check. she accepts the check and away they go with her truck. she runs to the bank asap only to have the cashier laugh and say," what should i do with this?" she by now realizes she's been had.
b of a told her to file with glendale p.d. and the fbi so now it's a waiting game.
doesnt anyone make a legit deal anymore???
we're ready for some good luck....please....soon...

Re: beware of cashier of certified checks
 

really guys i can post some positive things...really i can... :rolleyes:
just waiting for them to come my way

Re: beware of cashier of certified checks
 

I don't get it.....can you explain it better?
:confused:

Re: beware of cashier of certified checks
 

Probably a counterfeit check. Wassup Norty?... Hey SeanV.... are you in Glendale Ca like me?.... :D

Re: beware of cashier of certified checks
 

no. az here. yes the check was a fraud. and now that she showed it to me its obvious. misspelled words on the check should have sent us into alert mode but hell, i dont spell perfect so...

Re: beware of cashier of certified checks
 

O.K guys this is an important scam and it is easy to be had. My wife works for a bank and see's a lot of scams and is working with the FBI on them.

In a nut shell these crooks are so good they actually will have the phone number of the bank (in this case B of A) on the check. IT IS A FAKE NUMBER and they will answer the phone as that bank and will verify the funds . My recommendation is to find the number of the bank on the check in the yellow pages or on line and call that number.

The latest scam is to send people a letter telling them they won a lottery years ago and a bank check will be coming to them in the mail. Then they must send back (in a money gram) a sum of money to cover the taxes. These guys will also put a number on the letter and answer the phone as that company and will talk to you and sound very convincing.

On Thursday my wife and some co-workers called the number on the check which was supposed to be the bank she works for. She personally talked to an impostor which verified the funds on the fake check. Then her co- workers on two separate occasions spoke to the fake lottery company which had there story down perfect.

So as you see it is very easy to think you have verified the funds.

Re: beware of cashier of certified checks
 

I read an article recently how counterfeit "cashier's checks" were the new ploy in town.......

Re: beware of cashier of certified checks
 

When I sold my world series tickets, I took the check to the bank and cashed it before I sent the tickets.

The lady was pissed, but I didnt care.

CM

Re: beware of cashier of certified checks
 

I once got a fake cashiers check also for 13k. It was so good that my bank took it and deposited it in my account only for it to bounce a week later.

Re: beware of cashier of certified checks
 

This topic sounds familiar eh Outlaw?

Re: beware of cashier of certified checks
 

I wonder if they are so good that they would have a balance amount worked out too?

So if you ask the person that is giving you the check what the approximate balance is on the account. Then see if the person on the phone gives you something in the same range?

If the amounts aren't even close, then you know something is up.

Just a thought.... ;)

Re: beware of cashier of certified checks
 

You ain't lyin' there "Brother Cuda"....

Which is why I'm going to do a direct bank to bank wire transfer so it can be tracked.......

Had a good conversation with the seller today and I'm not quite so paranoid. :drink:

Re: beware of cashier of certified checks
 

The Post Office is now battling with Fake Postal Money orders. We get them almost daily in some offices :mad:

Re: beware of cashier of certified checks
 

shakey,

When my wife talked to the "bank" to verify to funds, they even told her the amount of the check. These people are extremely organized.

Re: beware of cashier of certified checks
 

Exact thing happened to me, it was a perfect b of a check on their paper and everything....I was selling a jetski for $8300 but they sent the check for $13,300 wanting me to wire them the $5g via Western Union. Luckily for me I did'nt trust the check although my bank told me not to worry...I took out the $5g and took it to the casino :cool:

Of course I had to replace the funds 2 weeks later when they found out it was worthless....My bank just wanted their money back and had no interest in finding out who sent the check to me :mad:

Re: beware of cashier of certified checks
 

It appears as though she DID call the bank and verified the check? If so, I hope she got a name of who she talked to...go back to the bank.

Re: beware of cashier of certified checks
 

SOX,

I just thought that maybe telling the bank to hold on a second and cover the phone, then say to the person, they want to verify your balance and throw a wild number at him to see if the person just says yes that correct....

Just a thought...

Re: beware of cashier of certified checks
 

Got ya, Sharkey. Good idea.

Re: beware of cashier of certified checks
 

didnt realize people still fall for this one... b ut they are getting creative!

Re: beware of cashier of certified checks
 

i take cash only...never been screwed yet

Re: beware of cashier of certified checks
 

better think again.....not ALL cash is real these days.

Re: beware of cashier of certified checks
 

Besides...most people aren't comfortable hauling aroung $150K, $50K, or even $25,000.00 in cash when purchasing a boat. I takes an awfully big briefcase, and it's not very practical!!!

Re: beware of cashier of certified checks
 

UPDATE********
we got the truck back from p.d. tonight. it was strange though. the truck we got back was detailed, all the small issues repaired and the a/c was fixed. when does anyone ever get a stolen vehilce back better than when it left??!!!
now if i could only get those guys to steal the engines out of my "new/old" boat :rolleyes:
truck deal only took days but the boat deal looks like it's going to take months.normally i'ld be on my second or even third oil change since september. now im just sitting waiting on the dealer to fix their mistake. :mad:

Re: beware of cashier of certified checks
 

Congrats, Sean :cool:

Re: beware of cashier of certified checks
 

Cash Is King

Re: beware of cashier of certified checks
 

CIA, CASH IN ADVANCE. The only way I would do bidness.
We ran several oildield tankers from 1970 to 1985. Learned the hard way, CIA baby or you get nothing from us. :D :drink:

Re: beware of cashier of certified checks
 

150k only weighs about 3 1/2 pounds (in $100), easy enough to carry around... :D

Re: beware of cashier of certified checks
 

** update**
truck was re-stolen :mad: this time the guy called the original impound yard with a story on how we stole the truck. then he gets a buddy with a repo truck to come grab it at my house. neighbor see's this and tells me the story so i get l.e. on them quick. but not quick enough. now there's an investigation going on and they say we may never see the truck but the tow companies insurance will probly pay us off.
i have never had so much negative in my life at once. wow what a test. thanks everyone for enduring my negative chats as of late :rolleyes:

Re: beware of cashier of certified checks
 

You have to be making this up :eek: Damn!

Re: beware of cashier of certified checks
 

A Cashier's Check is not drawn on a private account,
it is a suspense account owned by the bank.

They would not know the balance. :confused:

Re: beware of cashier of certified checks
 

The only way to prevent getting bad check or cash, is to exchange money using bank check, account transfer, etc. in person, at the buyers bank. The bank the check/account was drawn from. That's the only way I will do business anymore.
Gary

Re-stolen by the same guys ??! Thats unbelieveable ! :eek:

This almost reads like a comedy. Holy cow.

Re: beware of cashier of certified checks
 

Even if they did know the balance they should not give it to someone that does not own the account, all they typically do is verify weather or not the check can be covered.

Re: beware of cashier of certified checks
 

com-on
either u got some bad karma or u are pullin my leg!

Re: beware of cashier of certified checks
 

:cool: