Here is one for the books
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Here is one for the books
I guess this is not what they mean when they say a win win situation.
A Charlotte NC lawyer purchased a box of very rare and expensive cigars
then insured them against fire among other things. Within a month
having smoked his entire stock-pile of these great cigars and without
yet having made even his first premium payment on the policy, the
lawyer filed a claim against the insurance company. In his claim, the
lawyer
stated the cigars were lost "in a series of small fires."
The insurance company refused to pay, citing the obvious reason: that
the man had consumed the cigars in the normal fashion. The lawyer
sued and won!
In delivering the ruling the judge agreed with the insurance company
that the claim was frivolous, however; the judge stated that the lawyer
held a policy from the company in which it had warranted that the
cigars were insurable and also guaranteed that it would insure them against
fire, without defining what is considered to be "unacceptable fire, "
and was obligated to pay the claim.
Rather than endure a lengthy and costly appeal process, the insurance
company accepted the ruling and paid $15,000.00 to the lawyer for his
loss of the rare cigars lost in the "fires. "
NOW FOR THE BEST PART. . .
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON! ! ! ! With his own insurance claim
and testimony from the previous case being used against him, the lawyer
was convicted of intentionally burning his insured property and
sentenced him to 24 months in jail and a $24,000.00 fine. This is a
true story and was the 1st place winner in the recent Criminal Lawyers
Award Contest.
A Charlotte NC lawyer purchased a box of very rare and expensive cigars
then insured them against fire among other things. Within a month
having smoked his entire stock-pile of these great cigars and without
yet having made even his first premium payment on the policy, the
lawyer filed a claim against the insurance company. In his claim, the
lawyer
stated the cigars were lost "in a series of small fires."
The insurance company refused to pay, citing the obvious reason: that
the man had consumed the cigars in the normal fashion. The lawyer
sued and won!
In delivering the ruling the judge agreed with the insurance company
that the claim was frivolous, however; the judge stated that the lawyer
held a policy from the company in which it had warranted that the
cigars were insurable and also guaranteed that it would insure them against
fire, without defining what is considered to be "unacceptable fire, "
and was obligated to pay the claim.
Rather than endure a lengthy and costly appeal process, the insurance
company accepted the ruling and paid $15,000.00 to the lawyer for his
loss of the rare cigars lost in the "fires. "
NOW FOR THE BEST PART. . .
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON! ! ! ! With his own insurance claim
and testimony from the previous case being used against him, the lawyer
was convicted of intentionally burning his insured property and
sentenced him to 24 months in jail and a $24,000.00 fine. This is a
true story and was the 1st place winner in the recent Criminal Lawyers
Award Contest.