Something to think about
 

How many times have you had someone ask you to PLEASE take them for a ride, Becuase
I have always wanted to ride in a boat
I love the water and it would be so fun
ETC,ETC

So what happens if something goes wrong and you have an accident. There is always the possibility that you were going a a pretty good speed since who wants to just putt around in a high performance boat any way.

Well what if it turns out that if said passenger gets a broken leg?

Attorney: How much insurance do you have?
Boatowner: $500k more then enough to cover hospital bills and injury claims

Attorney: Good we will take that, What kind of umbrella policy do you have? also how are you going to take care of my client in the future if his leg bothers him again and he needs more care.

Boatowner: WTF Isn't that what the $500k is for. No i don't have an umbrella policy.

Attorney: nope. what other assets do you have?

Boatowner: not much everything else has been taken by the ex wife the only thing i even own now is my Harley.

Attorney: Okay you need to deliver the harley with title to this address and have a nice day.

Boatowner's Attorney: You were going at a high speed and it is in your best interest to settle than let it drag out in court.

Moral to story. don't take people for rides or have a ****load of insurance plus an umbrella policy.

I see where your coming from but the same thing could happen to you if you gave them a ride home in your car or on your harely and got in an accident....you can never have enough insurance for some people...

Holy Crap!!!
Is this a personal experience??

Yes, but is was in a car

But it got me thinking how the same thing can happen in a boat.

It happens more than you would think. Years ago a customer of mine got *uc*ed like that. Pretty much the same story but he had more to lose.

you should have to sign a waiver at birth.. "life is dangerous, you could be seriously hurt crippled or killed at anytime..if you feel the risks are too great..please climb back inside" whats next?? you sneezed within 30 feet fo me...I caught a cold..you are responsible for 1 week lost wages and 3.5 million in pain and suffer, after all you KNEW colds are contagious yet you willfully made the choice to risk infecting me without my knowledge or consent.

If you don't know them run over them twice!!

WOW.
That's a real eye opener.
I can't say I even have that much to lose, but very scary none the less.
Man, I'm feeling for you.
It's a shame what this world has come to.

H2O , do you remember member 'Supercrewjohn' on Hotboat ? He went for a test ride on a new stepped hull Hallett , and all of them got tossed out in a bad turn . He's got screws in his leg , hence the name . I wondered if he sued or not ?
You better watch out also when towing someone , you could be liable if some chit happens . Way back , there was a story in "Boating' mag about a boater giving a hand to someone broken down , must have pulled a little fast and the cleat ripped out of the boat , subsequently hitting the guy in the face on the forward deck . He got sued . Also best not to use your own rope in this case !

Imagine getting in a boat for a test ride and the driver is wearing a life vest and does not offer you one. You don't think anything of it and get in. Next thing you know your getting plucked out of the water and your going to the hospital.

That sells man learned a few hard lessons that day.