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Old 08-07-2008, 07:11 PM
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Originally Posted by Semper Fi View Post
check with insurance BEFORE you do anything- since you never had a cat before, you may not be able to get insurance. IF you can, it will be very expensive.
100% Agreed. Insurance may kill that itch for a CAT.
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Old 08-08-2008, 08:43 AM
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So to sum it all up........

Cats are faster and handle better.

Vees have better cabins and cost less to insure. They are also less costly to insure, and the insurance costs less. Finally, most insurance premiums are lower on vee bottoms.

Is that clear?

Personally, I drive a boat...not an insurance bill.

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Old 08-08-2008, 09:27 AM
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The insurance isn't as different as you may think. It's largely based on top speed, the cats are usually faster making the insurance more, if you have a vee with the same top speed it's not that much less to insure. When the speed goes over 100mph there is a huge jump in premium, most vees don't break 100.

That being said, having both a cat and a vee, I preffer the cat hands down.
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Old 08-08-2008, 04:34 PM
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Why is the insurance for cats higher? Presumably because claims are higher. Why is that, are cats more likely to flip over? Crash into something? Get stolen? Sorry if my questions are basic, I am still working on buying my first boat, I am trying to understand how it works.
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Old 08-08-2008, 06:37 PM
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The insurance isn't as different as you may think. It's largely based on top speed, the cats are usually faster making the insurance more, if you have a vee with the same top speed it's not that much less to insure. When the speed goes over 100mph there is a huge jump in premium, most vees don't break 100.

That being said, having both a cat and a vee, I preffer the cat hands down.
Taz- it also depends on if you ever owned a cat before. Some companies will not insure you no matter how much experiience you have if you never had one. Taking Tres Martins class may help.
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Old 08-08-2008, 06:38 PM
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Why is the insurance for cats higher? Presumably because claims are higher. Why is that, are cats more likely to flip over? Crash into something? Get stolen? Sorry if my questions are basic, I am still working on buying my first boat, I am trying to understand how it works.
Cats are faster and can be more dangerous. I would say that it probably takes more skill to drive a cat than a similiar V bottom.
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Old 08-08-2008, 10:53 PM
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Why is the insurance for cats higher? Presumably because claims are higher. Why is that, are cats more likely to flip over? Crash into something? Get stolen? Sorry if my questions are basic, I am still working on buying my first boat, I am trying to understand how it works.
Very simply, the insurance company loss rates are higher for cats, even for ones with the same speed as V's. Since they use air to lift the hull out of the water at high speed, that same air can go too far, and flip the boat. When it flips, you often have deaths, which are extremely expensive for the insurance companies.

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Old 08-08-2008, 10:58 PM
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Key word was MONEY. If your boating on a normal lake than you will love the ride of a eliminator, If you go to the ocean than you better step up in money and size and get a skater.
Don't irritate him, he'll just get more cranki'er
Dad go lay down
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