100% Agreed. Insurance may kill that itch for a CAT.

So to sum it all up........

Cats are faster and handle better.

Vees have better cabins and cost less to insure. They are also less costly to insure, and the insurance costs less. Finally, most insurance premiums are lower on vee bottoms.

Is that clear?

Personally, I drive a boat...not an insurance bill.

T2x

The insurance isn't as different as you may think. It's largely based on top speed, the cats are usually faster making the insurance more, if you have a vee with the same top speed it's not that much less to insure. When the speed goes over 100mph there is a huge jump in premium, most vees don't break 100.

That being said, having both a cat and a vee, I preffer the cat hands down.

Why is the insurance for cats higher? Presumably because claims are higher. Why is that, are cats more likely to flip over? Crash into something? Get stolen? Sorry if my questions are basic, I am still working on buying my first boat, I am trying to understand how it works.

Taz- it also depends on if you ever owned a cat before. Some companies will not insure you no matter how much experiience you have if you never had one. Taking Tres Martins class may help.

Cats are faster and can be more dangerous. I would say that it probably takes more skill to drive a cat than a similiar V bottom.

Very simply, the insurance company loss rates are higher for cats, even for ones with the same speed as V's. Since they use air to lift the hull out of the water at high speed, that same air can go too far, and flip the boat. When it flips, you often have deaths, which are extremely expensive for the insurance companies.

Michael

Don't irritate him, he'll just get more cranki'er
Dad go lay down

skaters are big bucks get 80 mph V-hull just as much fun not to many places to do a 100 mph anyway