Go Back  Offshoreonly.com > General Discussion > General Boating Discussion
offshore boat insurance, what a rip! What do you guys do? >

offshore boat insurance, what a rip! What do you guys do?

Notices

offshore boat insurance, what a rip! What do you guys do?

Thread Tools
 
Old 03-06-2002, 04:44 PM
  #31  
Registered
 
Advantage_Rob's Avatar
 
Join Date: Jun 2001
Location: Lake St Clair, Michigan
Posts: 834
Likes: 0
Received 0 Likes on 0 Posts
Default

That's all year round full coverage for me
Advantage_Rob is offline  
Old 03-06-2002, 04:47 PM
  #32  
Registered
 
Join Date: Feb 2001
Location: Shelby Twp, MI
Posts: 214
Likes: 0
Received 0 Likes on 0 Posts
Default

KN...Full year coverage for me also.

Rob, your rate seems good also, since your dollar amount is basically double mine.
MooseKnuckle is offline  
Old 03-06-2002, 05:41 PM
  #33  
kook
Guest
 
Posts: n/a
Default

Sy for President!

I didn't think I would be insurable for this season - not because I have a bad driving record (I don't), not because of my age (I'm 36), but because of the speed of the boat. 85+ mph v-bottom with non-OEM power and non OEM o/d is hard to get insurance for......I could almost hear some of the insurance agents laughing over the phone when I told them I had over 650 hp in a 25' boat - LOL. Cost: Approx $1300/yr. You wanna play, you gotta pay, but Sy rules.
 
Old 03-07-2002, 12:31 AM
  #34  
KN
Registered
 
Join Date: Oct 2000
Location: Gorham, Maine
Posts: 863
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally posted by Advantage_Rob
That's all year round full coverage for me
I see you and 96Vyper are from Michigan, what I meant about a 6 month lay up is, you are covered for 6 months of use and 6 months of storage. Or do you have as much use as the weather will allow.

Kirk
KN is offline  
Old 03-07-2002, 01:40 AM
  #35  
Registered
 
Join Date: Oct 2001
Location: minnesota
Posts: 2
Likes: 0
Received 0 Likes on 0 Posts
Default

i pay $18.00 a month which is about $268.00 a year and that is full coverage but i also have my wifes car my truck,snowmobile and renters through statefarm.
cmate251 is offline  
Old 03-07-2002, 01:43 AM
  #36  
Registered
 
Join Date: Oct 2001
Location: minnesota
Posts: 2
Likes: 0
Received 0 Likes on 0 Posts
Default

that is year round coverage for me and someone said statefarm wont insure anything with more than 330hp mine is 365hp and they didnt even question that.
cmate251 is offline  
Old 03-07-2002, 01:54 AM
  #37  
Charter Member # 55
Charter Member
 
Griff's Avatar
 
Join Date: Oct 2000
Location: Omaha/LOTO
Posts: 19,556
Received 1,821 Likes on 907 Posts
Default

State Farm also insures both my boats.
Baja is $320 year with 350hp and 60mph declared.
Pantera is $450 year with 490hp and 70mph declared.
Both have no lay ups and $500 deductibles.
I'm sure my agent does help. He has had mine and my entire families policies on everything for 18 years.
Griff is offline  
Old 03-07-2002, 09:14 AM
  #38  
Registered
 
Join Date: Feb 2001
Location: Shelby Twp, MI
Posts: 214
Likes: 0
Received 0 Likes on 0 Posts
Default

KN..my insurance doesn't break out for 6 months use and 6 storage. I would be covered if I took the boat south for the winter under the same rate.
MooseKnuckle is offline  
Old 03-07-2002, 09:19 AM
  #39  
Rough Seas Lie Ahead
Gold Member
 
Reckless32's Avatar
 
Join Date: Feb 2002
Location: Virginia Beach, VA
Posts: 2,465
Likes: 0
Received 0 Likes on 0 Posts
Default

OnTheBay
That's about what I was paying on my last boat, a 23' 502mag with USAA.

Recentltly went thru a "yacht policy" fiasco. Seems the deductioble was 5% of boat value irregardless of what or how small the claim was...

Now I'm back to a regular recreational boat policy and deductible and I'm covered, deductible wise, on whatever I claim....

Rick
Reckless32 is offline  
Old 03-07-2002, 09:25 AM
  #40  
SunseekerNY
Guest
 
Posts: n/a
Default

While attending the ABYC's, American Boat and Yacht Council, annual meeting at the Miami Boat Show, I had the pleasure of meeting several leading maratime surveyors, admiralty lawyers, and naval architechts. They all said the same thing about Sy Goldberg - that he was "the man" in the boating end of the insurance industry to deal with becasue he had the best loss-ratio in the business, and he knows his stuff. A better recommendation, you cannot get.


www.totaldollarinsurance.com
 
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
lowblue320
Motion
4
03-05-2009 03:14 PM
jdub
General Boating Discussion
9
12-28-2006 07:36 AM
blown formula
General Boating Discussion
25
12-16-2002 10:25 AM
Jayl13
General Boating Discussion
49
07-30-2002 08:24 AM
Jayl13
Baja
21
02-12-2002 03:24 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



Quick Reply: offshore boat insurance, what a rip! What do you guys do?


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.