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State Farm Insurance Sucks

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State Farm Insurance Sucks


Old 05-23-2002, 10:20 PM
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Hey Secret....That IS damn fine service...They must think it's cheaper to just cut checks for claims under $2000.00....Rather than send a slacky out on a half day damage confirmation...
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Old 05-23-2002, 10:29 PM
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I hate State Farm - had them for about 12 years on all my cars. Switched everything over to USAA when I got married. (Wife has a military family.) Now, my house, jewelry rider, car, truck, and boat costs less than my last policy with State Farm did, which was just for one truck.
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Old 05-23-2002, 11:12 PM
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I have state farm on everything. Never a problem.Hit the bottom with my Dozi and they paid dearly. My wife works for an insurance agency now and I won't change.
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Old 05-23-2002, 11:21 PM
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I've had nothing but good luck with State Farm too ! Last year I took my drive out they paid the claim($4500) without even seeing the boat !!!

Knock on wood !!!

Many times it's the agents who'll make or break you ! You'd be surprised what they can do
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Old 05-23-2002, 11:41 PM
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I have nothing bad to say about the agent I dealt with, he tryed his best to work things out for us. It was the underwriters and their boss that were the problem. The agent is actually a boater himself and was very sorry about the whole situation.
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Old 05-23-2002, 11:44 PM
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I've had no trouble yet with State Farm, no claims either. They have seen my boat, know it 's 500h.p., 24', 70mph+...$254.00 a year for 16K agreed value on boat/trailer. HAD to get renter's policy(or homeowner) and carry boat as a rider policy, additional $152.00 a year. They have my 88 Sub too, $$508.00 a year for $8K agreed value. On the other hand. My boss was with them for 25+ years but they wouldn't cover his 33' Formula with twin HP500's, SF lost 15+ policies on that one. Strange, they will insure me(31 years old, single ) in a faster, less stable, more dangerous boat, but won't insure a 65 year old guy that's been boating for 35-40 yrs without incident in a slower, safer boat that also had a ferarri, corvette, STS Northstar, 3 other regular cars, 4 seadoos,2 houses, and 3 or 4 businesses already insured with them??? Bad way to treat your best customers.
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Old 05-24-2002, 12:08 AM
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The bad thing is that insurance companies like State Farm are so big that they don't give a sh!t if they loose several thousand dollars worth of policies from an induvidual because they will make up for it with all new ones they write and sell every other day.
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Old 05-25-2002, 04:10 AM
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Give Sawyer Cook Insurance a phone call. They have a division that writes nothing but marine policies, and have an A+ rating. I can't recall their underwriter, but when I did the research a few years back, their underwriter has been in the marine insurance business for almost 100 years. They insure your boat for "replacement value," not what some schmuck with a NADA Guide says it's worth. They also have 1st rate service and are located in the Inland Empire.

Their number is (800) 655-2814. I have always dealt with "Gayla" in the marine division.

Congrats on the new Top Gun!
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Old 05-25-2002, 06:43 AM
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WWW.TOTALDOLLARINSURANCE.COM I believe they just came out with a new CAT POLICY A second company that insures HP Boats would be CAMPISANO MARINE INSURANCE Good Luck!

Digital Photography & Video one BYTE at a time !

Last edited by SHARKEY-IMAGES; 05-25-2002 at 10:56 PM.
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Old 05-29-2002, 10:58 AM
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I sent a link to this entire post to my very friendly and helpful State Farm Agent. I asked them to investigate things for me before I switch. In other words, I am going to be a very hard sell for them. I was told that the entire Insurance Industry is 'tightening the belt' across the board, which could be reasons why things like these bad experiences are happening. I am still not sure whether to switch to State Farm or not, but I will keep you all updated on what I find out from the inside.
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