Offshoreonly.com - This may a real stupid question

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Full Force

01-27-2013 03:27 PM

Quote:

Originally Posted by Level III Chaos (Post 3856380)

I've been thinking about this.......how can an ex-wife "destroy" someone else's credit?

easy... she takes debts, you take debts... you pay on them, she stops paying, my name is on the 2 shge decides not to pay the bills therefore ruining my credit, I could take her to court and fight stuff $$$ or pay them myself $$$$ credits messed up and I have the house, my boat and 3 vehicles are paid for so I can really care less about my credit score honestly... so when she does her bankruptcy that she claims she will do that frees me up to fix credit...

DALLAS2233

01-28-2013 11:08 AM

exactly!

VetteLT193

01-28-2013 12:04 PM

It's pretty unknown but you can also buy your credit back from the creditors. In short you offer cash and they go back to the credit agencies and say they made a 'mistake' and you weren't ever late / didn't miss any payments.

A financial attorney told me about this. Blew my mind.

Level III Chaos

01-28-2013 12:48 PM

Sounds like a sloppy divorce. When she took part of the debt, shouldn't have had your name removed as a guarantor and likewise have her removed from your debt. Either way, it sounds like a lot of debt! :(

ICDEDPPL

01-28-2013 03:12 PM

If I ever get divorced I`m gonna go the Blue Barrel route, seems easier! :lolhit:

seafordguy

01-28-2013 03:23 PM

Quote:

Originally Posted by tgi (Post 3856286)

If you can't pay cash for a boat you can't afford it.

Simple as 1,2,3............

I ****ing hate when people say this. Come down off your high horse.

Most people on here have bought a boat on credit at some point.

I bought my boat with a loan and my wife, friends and family have enjoyed a ton of time on it. If I'd have had to wait a couple years to buy it with cash that would have been a lot of good memories missed out on....

AO31	01-28-2013 08:20 PM

Quote:

Originally Posted by ICDEDPPL (Post 3856998)

If I ever get divorced I`m gonna go the Blue Barrel route, seems easier! :lolhit:

More a Chicago thing but you right, seems easier:party-smiley-004:

johnnyboatman

01-28-2013 09:00 PM

SEAFORD IM WITH YOU NOT EVERYONE IS LUCKY ENOUGH TO PAY CASH, DALLAS I KNOW HOW UGLY A DIVORCE CAN GET, I LOST ALL KINDS OF CRAP AND GOT BACK TOGETHER 2YEARS LATER:angry-smiley-038:

Full Force

01-28-2013 10:09 PM

Quote:

Originally Posted by Level III Chaos (Post 3856933)

They would not remove names without refi... upside down in house due to our wonderful govt fukking things up, the debt isnt that much really, but I refuse to pay her half... I dont need the credit that bad right now so fuk it..if I pay she wins... no thx..

Level III Chaos

01-29-2013 12:52 AM

Yep.......sounds like living beyond means. :D :D Best of luck recovering from your "ex's" destruction tactics! Sounds like you both ran up the debt.

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