Financing ideas please
 

Looking to get some financing on an older hi Perf boat maybe 2003-2006. I talked to number coast and they told me after they could finance anything the broker said to well unwed to be looking at 2008 and up. The boat I want I don't want to pay that kind of money , anyone have any ideas who does older boats in the 100 k area thanks

Optimally, a home equity line.
If that's not an option most members have had great luck with local credit unions

Join a local credit union

I recently used Essex. Completed initial stuff online, then signed off via UPS package. Two days later, Pier 57 had their money. Pretty easy. 4.39%.

Jim Pena | RV Loan Consultant | Essex Credit Division
NMLS # 565687
12677 Alcosta Blvd., Suite 400 | San Ramon, CA 94583
 Work: 925.843.3195 |  Fax: 402.918.7639 TTY/TDD: 1-800-659-5495
 [email protected]| Mail Code: NC-B15-4J-A

Ed Champion at Lake Ozark Marine has a lender willing to go back to 1997. Might check with him

Lightstream if you have good credit

If there is a Key bank in your area I highly recommend them. Local credit unions is also a good place to start.

If you have military in the family USAA goes back further than many.

Friend just posted on our party cove page, Bank of the West was offering back 20 years, 1995 model year. (something we have not seen since before the crash).
Essex is connected to BofW from my understanding......

+1. easy and fast.

Minus the home equity option, Credit Unions all the way but usually they will require the boat is 10 years old or newer. Eboatloans.com will find you a lender but usually a few points higher than a credit union. In the northeast I have Americu credit union that has great used boat rates. Good luck