Like Tree0Likes

O/T Thinking about re-financing the house

Reply
Old 01-03-2003, 07:44 AM
  #1
Charter Member
Charter Member
Thread Starter
 
Dean Ferry's Avatar
 
Join Date: Nov 2000
Location: Merritt Is. Fl. USA
My Boats: 2006 Hustler 388, 2004 Hustler Talon 25, 1999 30 Spectre cat and 2007 21' hydrostream voyager w/ Merc. 225 EFI
Posts: 6,580
Question O/T Thinking about re-financing the house

We are really thinking about re-financing our house, so what are the best deals out there? I don't think rates are going to go any lower, plus we have a little $$ saved up to throw @ the balance and lower our payments a little more.

So what ye say, all you banker types?

Thanks,
MD
Dean Ferry is offline  
Reply With Quote
Old 01-03-2003, 07:50 AM
  #2
Registered
 
SPITFIRE's Avatar
 
Join Date: Oct 2002
Location: Boston Ma, Charlotte NC
Posts: 450
Default

just bought a new one myself, had locked in @ 5.75, the rates had dipped lower too. with the refi depending on what you want to do ,you can get as low as prime , currently around 4% with no closing costs , so shop around. bill
SPITFIRE is offline  
Reply With Quote
Old 01-03-2003, 08:23 AM
  #3
Registered
 
Join Date: Nov 2000
Location: Glastonbury, CT
Posts: 889
Default

I just finished refin with priceline it was one long process would not recommend them, as a matter of fact the person at my closing handles both priceline and eloan she said eloan is much better. I did get a great rate and very low closing costs they due offer every option you ccould think of.

Another thought is to call you bank and ask them what they will due for you in a refin they might work with you to keep you.
boomer is offline  
Reply With Quote
Old 01-03-2003, 09:12 AM
  #4
Trim it Up!
Platinum Member
 
kitten's Avatar
 
Join Date: Aug 2002
Location: F l o r i d a
My Boats: Skater! Sold!
Posts: 6,999
Default

from kitten the lender!.............
You may even get 4.5 - 4.75 on a 15 year note!!
Your payments will go up a tad but you'll save
thousands!!
Been looking around, "no closing costs" don't
exist, they just add them in and you're at the same
payment. Also, this time of year in FL, our prepaids
(prop taxes, insurance, assements)
have depleated our escrows so you'll have to
put those monies back in escrow if you CHANGE
COMPANIES! Usually 9 months worth.....
You'll feel like a out of water there's alot
to choose from, dont pay an application fee until
you get a lot of info.
kitten is offline  
Reply With Quote
Old 01-03-2003, 09:40 AM
  #5
Charter Member
Charter Member
Thread Starter
 
Dean Ferry's Avatar
 
Join Date: Nov 2000
Location: Merritt Is. Fl. USA
My Boats: 2006 Hustler 388, 2004 Hustler Talon 25, 1999 30 Spectre cat and 2007 21' hydrostream voyager w/ Merc. 225 EFI
Posts: 6,580
Default

Kitten,
Just sent you a PM.
Thanks,
MD
__________________
Everything is for sale @ a certain $$
Dean Ferry is offline  
Reply With Quote
Reply

Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
bestboxer26
Insurance and Finance
5
05-21-2008 01:03 AM
BLOWN85
Insurance and Finance
4
08-12-2007 07:03 AM
Attack
Fountain
3
08-29-2006 07:17 PM
Chicago290
General Boating Discussion
28
05-25-2006 03:03 PM
fishead
General Boating Discussion
6
01-12-2005 10:53 PM



Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -5. The time now is 10:37 AM.


Copyright 2011 OffShoreOnly. All rights reserved.