Need to refinace 1992 boat to lower rate
 

I need to refinace a 1992 25' boat I have a 10500 balance
and have a high rate who can I call, any friends , or OSO members do this?

To refinance with a new company I would think you would need a deposit.

I would try Essex Credit. They did right by my buddy with his Cig.

Jon

they have a min amount of 15000
So I have to find someone that will do a smaller loan 10k


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Just an idea, but if you own your home or have a little equity built-up you could possibly find someone to do a home equity loan or line of credit. Again you will run into the same thing on the loan amount, but their are companies out there that will do it. I would be glad to help, but we are not licensed out east at all. HOme equity lines of credit usually run off the prime rate and that is currently at 4.25% so you could get a great rate at this present time. Their are tax benefits going this way as well. Just a thought and good luck.

Barry

National City
 

In October '02 I purchased my 1992 Sea Ray at 8.5% for 10 years.
You may want to inquire with them. After shopping around they were my best option.
:eureka:

Bank Of america, speciality dept 7.25% for 15 years.
28 Eliminator Daytona

Thanks for your help after a few PM and some calls
I did get a 8.99% 5 year for 207 a month:D :D :D

a Far cry from the stupid loan I had before at 19.95% RAPIST:mad:

I had went through COASTAL MARINE in FL boy:(
they really saw me comming 10years at 226 that would of been
27k for a 11700 loan:mad:

with the new one its 5 years at 207 for a total of 12420:D

saving me 13+k:D

best part I can pay it off early without penalty :D


keep in mind this is a personal loan so tha rate is not that bad
for a unsecured:D

Im glad this is over NOW I can focus on new ENGINE