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-   -   New to florida, Who to choose for insurance? (https://www.offshoreonly.com/forums/general-boating-discussion/49239-new-florida-who-choose-insurance.html)

nauticaL ILLUSIONS 05-05-2003 11:18 AM

New to florida, Who to choose for insurance?
 
I just moved to the Clearwater area and now its time to start changing everything over starting with insurance. Going for my Florida license today. I made a few calls last week but as soon as they hear boat, thru transom exhaust, the conversation comes to a quick end accept for apologies on there behalf and they try to get all the other vehicles. I have an 85 30ft velocity thats been custom-ed quite abit, 88Gt mustang, 2002 Convertible TA, 97 F150 4+4. I'd like to go through one company for everything and get a volume deal hopefully. I hope some local boys can chime in and lend a hand.

Thanks
Chris

CigDaze 05-05-2003 12:00 PM

Congratulations on the move. I'm sure you'll enjoy it and have a blast!

I came up empty looking for boat insurance locally. Very few would touch it, or if they did if wasn't an agreed-value policy or the price was ridiculous. I ended up with Boat-US, the rates were reasonable and it's good policy.

Give some of the advertisers on this board a shout, like Sy at Total dollar or Bill at BlackAdar...

nauticaL ILLUSIONS 05-05-2003 12:17 PM

Thanks Baja. Appreciate it.

cuda 05-05-2003 02:58 PM

I got quoted by Boat US at something like $3800 a year! This is for a 17 year old boat. Threw that quote in the garbage. It is hard to find homeowners insurance in Florida sinc Hurricane Andrew. Allstate doesn't want to write any. I think the state has a place to call to help find homeowners.

Johno 05-05-2003 03:57 PM

Call AAA for homeowners, stay away from Citizens Ins. they will beat you to death. I use Progressive on Harley, Geico on the boat and Windsor Ins for my Biz. vehicles. I shop around a lot.
Good luck

cuda 05-05-2003 04:07 PM

Hey Johno, don't you have an engine to replace? Get off the puter and back to work!

Ms PatriYacht 05-05-2003 04:09 PM

I thought you were looking for boat insurance, not homeowners!!!
I live in Mi and boat us told us they would not insure a 43 ft black thunder, and it only goes 72, our insurance agent does a lot of out of state boats, we got a great deal but had a perfect record
you could try him at 231-775-4949, his name is Rick and he owns the agncy Good Luck, and stay safe

Tim G. 05-05-2003 04:39 PM

My Pantera is with Progressive. They had the best rate by far.
My boat doesn't have through transom exhaust:rolleyes:
I pay about $2800 for agreed value. Just remember to adjust the value every year. Your price will continue to rise if you stay firm with that agreed value every year...:eureka:

nauticaL ILLUSIONS 05-05-2003 07:50 PM

Thanks everyone for the feed back. Its all good info.


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