2K ?!!!!
 

cattitude is that TWO THOUSAND DOLLARS a year? WOW

I'm glad you posted, I was wondering just how bad it was.

I'm really interested in the "flat cornering" you mentioned.



I've already dealt with the fact that you don't get the headroom in a cat but in an Awesome 26' there's a queen size bed in there!!

Plus being wider the cockpits are roomier, right?

I think it's actually closer to 14-1500, I forgot I had my ski boat in the policy too.

That's a 60k agreed value policy. Another way to look at it- My 30k truck costs about 1/2 as much a year to insure so it's kind of relative. And my ski boat costs about 400 and it's worth 20k so it's also relative.

Would you rather pay more for insurance or more for a bigger boat and power to get the ride and speed you are more than likely after?

Now if you are a young kid with bad credit and a bad driving record you'll need a canoe:D

The Awsomes do have a bed, but no head room. You lay on the bed with the deck right above you. You can only roll over, not sit up. There is also a small sink and maybe a head. I really can't remember. The problem is that you are in the bottom of the sponson so things are really tight. The cockpit is also very tight and hard to move around. With 5 people, the cockpit would be very crowded. The 26 is really a race boat.

You must have mild power in your daytona if you are only paying $1500.00 a year.

I had Two 26' DCB cats, One with twin 2.5's the other with a blown 510 (800 hp). My premium was about 3500 a year on an agreed value policy of 125k.

Once you go over the century mark insurance gets harder to find.

31 chris cat, twin 525SCs, 103mph. Over $2K/year for $55K value.

Havasu- Your agreed value is twice mine so I'd expect your premium to be no less. I suspect any 100mph boat is $$$ to insure but I really don't know. Not sure if Havasu is considered more of a High risk area too??? More traffic/idiots per square mile? No offense- but they're out there.

I just think a lot of people poo-poo cats because of the insurance but think nothing of dropping 30-40k more on the v of their choice, feeding twins etc and then I smile when I go by at cruise speeds-

no free rides, it's gotta come from somewhere.:D

Back to subject a little-

10 days ago I test drove the 24 degree V boat I'm buying, and it's beautiful. I got up on plane, trimmed where I wanted to be, tabs up, no traffic, looked at RPM- the familiar sound of 3400 RPM, looked at the GPS speedo- 20 digits too low:( Now granted, the new ride is 575 vs 650 in the cat- but still, that 20mph difference really slapped me hard. A little tweaking will have to take place over the winter- more for the decent cruise than the big number.

I hear you and the $$$ amount of the policy, but performance seems to effect the premium more. Our Cig with an agreed value policy of 225k is the same as my cats at almost half the value.

I know some guys out here that have 22' cats with twin o/b's running 115 - 135 mph that there insurance, if you can find it, is 5k a year. Value of the boat is about half of what my previous cats were.

I love cats, and will probably go back someday, but there are some downsides as well. Towing as others have mentioned is also one of the reasons I won't go with a cat over 32' or so.

Our Cig in rough water offshore at 70-80 mph is as much fun, or more, than running 100+ on Havasu.

in my experience, you give up some cabin room. But you don't give up cockpit room, most cats are wider than v's so you generally have more room in the cockpit. You also give up that bull**** of being the last one to make it where you are going. cuz your ahead of the group.......

Don

Heres the deal...... Don't ride in a good cat unless you are prepared to buy one. Once you have you won't be happy with your old V. For me the decision to go outboard was one of money . You will go faster per dollar with the weed whackers in anything smaller then 32'. The flat turning is no big deal once you get used to it
Have fun :eureka:

In mine I lost EVERYTHING but the speed, only gained 30 MPH.:crazy: