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What Do You Pay For your boat Insurance ?

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View Poll Results: What do you pay for insurance ?
$500 to $1000
200
35.52%
$1000 to $1500
100
17.76%
$1500 to $2000
75
13.32%
$2000 to $2500
55
9.77%
$3000 to $4000
60
10.66%
$4000 and over
73
12.97%
Voters: 563. You may not vote on this poll

What Do You Pay For your boat Insurance ?

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Old 03-05-2005, 07:25 PM
  #101  
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Default Re: What Do You Pay For your boat Insurance ?

Originally Posted by Dean Ferry
Oh yeah, I live in FL, the worst state to for boat ins!
Is the nonlayup period the largest factor for higher rates? Or something else?

Last edited by bajaneil; 03-05-2005 at 08:27 PM.
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Old 03-05-2005, 08:47 PM
  #102  
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Default Re: What Do You Pay For your boat Insurance ?

648 a year with Allstate, 30' Kachina "cabin cruser"(it has a bed, sink and porta potti) that barely does 55 with it stock 502 mag. Little do they know it'll do 75 all day with the blower motor in my little cabin cruiser!!!!
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Old 03-06-2005, 06:38 AM
  #103  
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Default Re: What Do You Pay For your boat Insurance ?

$367 per year for a 1989 Formula 242LS with a 454 magnum. Through allstate.
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Old 03-06-2005, 07:47 AM
  #104  
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Default Re: What Do You Pay For your boat Insurance ?

Originally Posted by BADKACHINA
648 a year with Allstate, 30' Kachina "cabin cruser"(it has a bed, sink and porta potti) that barely does 55 with it stock 502 mag. Little do they know it'll do 75 all day with the blower motor in my little cabin cruiser!!!!
If you have a significant claim, they are going to lie to you like you have them when they tell you they will PAY that claim. 10-12 years ago a friend of my father had a 200hp outboard on a bass boat that was rated for a 150. He put a 150 cowling on it. Had a totaled boat and speed was a contributing factor....they wouldn't pay a dime.
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Old 03-06-2005, 07:54 AM
  #105  
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Default Re: What Do You Pay For your boat Insurance ?

2500 per year, 42 tiger...
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Old 03-06-2005, 09:56 AM
  #106  
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Default Re: What Do You Pay For your boat Insurance ?

Originally Posted by LapseofReason
I pay $3300 with a 10k deductible for a 300k value.
Which insurance co.? What other insurance companies are you other cat guys going with. It's tme for me to get a policy but I'm hearing annual premiums are over $10K.
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Old 03-07-2005, 04:03 PM
  #107  
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Default Re: What Do You Pay For your boat Insurance ?

Im 20 and I TOLD Progressive my 22 Scarab 454 had 270 hp and went 50 miles an hour and I had to pay $1400. I live in Florida and Progressive is the only company that would insure me in that boat
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Old 03-07-2005, 07:08 PM
  #108  
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Default Re: What Do You Pay For your boat Insurance ?

i went with total/markel...... 4k prem, 5k deduc, 150k value, 6 month layup

but, it almost time for to actually use it.....
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Old 03-07-2005, 10:09 PM
  #109  
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Default Re: What Do You Pay For your boat Insurance ?

2005 382, 1000 deduct, trailer anywhere I want, 250/250, 3100/year!!!
Originally Posted by Sean H
i went with total/markel...... 4k prem, 5k deduc, 150k value, 6 month layup

but, it almost time for to actually use it.....
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Old 03-07-2005, 10:12 PM
  #110  
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Default Re: What Do You Pay For your boat Insurance ?

I insure my 1994 Mastercaft Porstar 190, 2004 24' Pontoon and 2005 Honda Jet Ski under my homeowners policy for the lake house. Dirt cheap. Added less than 500/year to the homeowners policy with great coverage.
Originally Posted by dukenrock
2005 382, 1000 deduct, trailer anywhere I want, 250/250, 3100/year!!!
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