View Poll Results: What do you pay for insurance ?
$500 to $1000
200
35.52%
$1000 to $1500
100
17.76%
$1500 to $2000
75
13.32%
$2000 to $2500
55
9.77%
$3000 to $4000
60
10.66%
$4000 and over
73
12.97%
Voters: 563. You may not vote on this poll
What Do You Pay For your boat Insurance ?
#142
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Join Date: Dec 2005
Location: Chesterfield, MI
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Re: What Do You Pay For your boat Insurance ?
As someone who specializes in insurance investigations, I do not recommend that you be anthing but straight up with your insurance company. Don't even rely on "they made the mistake" as you have a duty to advise of any mistakes. You will get away with lower premiums until you have a claim. That's when they don't pay. They may "rescind" the policy and return the premiums or just deny the claim depends on the circumstances. DON'T DO IT!!!!! The answer, however, is $298 per year for 1989 26 Scarab Sport Center Console with twin 200's. Agreed value with trailer $25,000. Fremont Mutual Insurance Co.
#143
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Join Date: Mar 2001
Location: Seneca, South Carolina USA
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Re: What Do You Pay For your boat Insurance ?
$6,600.00
2006 DCB Mach 29 with twin 625 Vipers & Trailer = $6,600 a year 3 month lay up Dec to March.
Senior citizen, No tickets, no DUI's NO Claims, 40 years experience, past Boat dealer, past Skater, DCB, Spectre & Eliminator and prior 68' Yacht owner, NO Claims ever! No children at home, specified operartor, stated Value Policy 10% deductable, Inland water only, NO Ocean use.
OUCH!
GLWBEAR
2006 DCB Mach 29 with twin 625 Vipers & Trailer = $6,600 a year 3 month lay up Dec to March.
Senior citizen, No tickets, no DUI's NO Claims, 40 years experience, past Boat dealer, past Skater, DCB, Spectre & Eliminator and prior 68' Yacht owner, NO Claims ever! No children at home, specified operartor, stated Value Policy 10% deductable, Inland water only, NO Ocean use.
OUCH!
GLWBEAR
#145
Registered
Re: What Do You Pay For your boat Insurance ?
$800 per year, State Farm. No sandbagging on HP or speed.
2001 Nordic Heat with Merc 575. Insurance also the Myco trailer. 10% discount for the US Power Squadron safety course.
A good friend has his 2002 29' Fountain/575 Merc insured with them for similar #s. Did somebody say State Farm doesn't insure performance boats? They do here ............
Steve
2001 Nordic Heat with Merc 575. Insurance also the Myco trailer. 10% discount for the US Power Squadron safety course.
A good friend has his 2002 29' Fountain/575 Merc insured with them for similar #s. Did somebody say State Farm doesn't insure performance boats? They do here ............
Steve
#146
Registered
Re: What Do You Pay For your boat Insurance ?
King of all Sofas.
Insurance is kind of like climbing a hill. You need it in case you fall but you just keep climbing and never reach the top. Besides look at this way a Cigarette 39 is a lot less then an MTI.
Insurance is kind of like climbing a hill. You need it in case you fall but you just keep climbing and never reach the top. Besides look at this way a Cigarette 39 is a lot less then an MTI.
#149
Re: What Do You Pay For your boat Insurance ?
29 Fountain w/twin 500's , State Farm w/500 deduct, $986 a year. Heres the good part...25 years with State Farm, big house and lake house, all the cars, bikes and toys...agent says no way, then calls underwriting-they say no way!! I go on OSO and JRYAN tells me hes got State Farm, OUTCASTY has Farm Bureau reasonable...call the agent and ask again...get a call later and they decide to write it! WTF?? They don't want to but will with a little work...without OSO I probably would have went high risk with survey and big premium...thanks OSO friends!