View Poll Results: What do you pay for insurance ?
$500 to $1000
200
35.52%
$1000 to $1500
100
17.76%
$1500 to $2000
75
13.32%
$2000 to $2500
55
9.77%
$3000 to $4000
60
10.66%
$4000 and over
73
12.97%
Voters: 563. You may not vote on this poll
What Do You Pay For your boat Insurance ?
#171
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Re: What Do You Pay For your boat Insurance ?
Originally Posted by Chris
WOW! I can not believe what everyone here is paying for insurance. I pay $325 per year for a 91 Formula 311 with twin 500HP's. The boat is rated at 70 mph, with a deductibe of $1000.00 and a 6 month lay-up period. I do have a home and 2 automobiles on the same policy which helps.
#172
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Location: Boynton Beach FLORIDA!!!!
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Re: What Do You Pay For your boat Insurance ?
Originally Posted by CAP071
Maybe during the next storm more people will either take the boat with them or secure it better.
I heard at the Miami Boat Show most people who lived in Fla. were walking around with ins checks looking to buy a new boat because theirs was totaled by the ins co.
Someone has to pay for all those new boats
I heard at the Miami Boat Show most people who lived in Fla. were walking around with ins checks looking to buy a new boat because theirs was totaled by the ins co.
Someone has to pay for all those new boats
Like I said its a total crap shoot. Damages I suffered were not nearly as bad as the poor people at Marina one, I could not imagine going to my marina and seeing about 30+ boats on top of it in a pile of busted up fiberglass and gasoline!
This year with the apache, IM GONE! Hitch up and ROLL out of here! My apache will NEVER see a hurricane!
#173
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Re: What Do You Pay For your boat Insurance ?
We were one of the last with the company we got.
1300 a yr for a 28' daytona with twin 496's. Guess they had a meeting and decided no new performance boat policies but will honor those ones already insured.
Feel damn lucky compared to the 6k everyone else seemed to want.
1300 a yr for a 28' daytona with twin 496's. Guess they had a meeting and decided no new performance boat policies but will honor those ones already insured.
Feel damn lucky compared to the 6k everyone else seemed to want.
#174
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Join Date: Dec 2005
Location: Apollo Beach, FL.
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Re: What Do You Pay For your boat Insurance ?
Originally Posted by Joe
Mark,
What is your coverage/deductible etc...?
Does it include wind, offshore, lay-up etc...?
What is your coverage/deductible etc...?
Does it include wind, offshore, lay-up etc...?
$285,000 worth of coverage on the boat. No trailer. Deductible is $14,000.
I have no lay-up. The boat is on a lift behind my house. If a named storm comes the insurance will not cover my boat on the lift. So I will probably end up getting out of town on the boat. Which should work since the highways will be backed up for hours.
#176
Platinum Member
Platinum Member
Re: What Do You Pay For your boat Insurance ?
I wonder what would happen if you put a claim in on that bass boat and they went to look at it ? Just being smart just being honest.
That's like calling in a Yenko 427 camaro and saying OH it's just a camaro.
That's like calling in a Yenko 427 camaro and saying OH it's just a camaro.
#177
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Re: What Do You Pay For your boat Insurance ?
I wasn't going 2 buy a Cat cause I"ve heard the insurance would be in the $2,000 to $3,000 range but I called my agent and gave him the serial #'s on the hull since I had to have it and he came up with $500 a year so I bought the boat. It wasn't till after I bought the boat I notice the title as saying Bass and Ski. It had to be done that way from the factory and I'm to chicken to take it up with the insurance company. Are cats suposed to say "catamaran" on the title?
#178
Re: What Do You Pay For your boat Insurance ?
Originally Posted by CAP071
I pay $0 I sold my boat YIPPIEEEEEEEEEEEEEEEE
Boy did I enjoy the call to cancel the policy.
Next I will enjoy NOT paying winter storage.
#180
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Location: Dallas, Tx
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Re: What Do You Pay For your boat Insurance ?
man, not good to misrespresent information to the insurance company. i work in commercial/corporate insurance and if you have a claim, you are technically commiting insurance fraud which is illegal and will most likely be told sorry, and stuck with the bill if you have a claim. i know it sucks to pay more, but as a boater and insurance guy i'd rather pay the additional knowing i am covered in the case of a loss