Wife and dog in accident, insurance question
09-17-2004, 02:03 PM
#21
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Re: Wife and dog in accident, insurance question
oops, link didn't come up with the correct vehicle info,, so here it is from NADA values..
Average Trade-In Average Retail
Base Price
$14,275 $16,925
Mileage
92,000 miles $-1,675
$-1,675
Options
Add Running Boards $75 $100
Compact Disc Player (Std. Eddie Bauer) $100 $125
Leather Seats (Std. Eddie Bauer) $350 $400
TOTAL PRICE $13,125 $15,875*
Average Trade-In Average Retail
Base Price
$14,275 $16,925
Mileage
92,000 miles $-1,675
$-1,675
Options
Add Running Boards $75 $100
Compact Disc Player (Std. Eddie Bauer) $100 $125
Leather Seats (Std. Eddie Bauer) $350 $400
TOTAL PRICE $13,125 $15,875*
09-18-2004, 09:03 AM
#22
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Re: Wife and dog in accident, insurance question
Guys...NADA trade-in value is NOT what the dealer will give you on a trade. Most (if not all) dealers use GALVES now. These are wholesale prices that are markedly lower than NADA trade values. For a few bucks you can go online at www.galves.com and get the real price that dealers or insurers are willing to pay. At least if you know this figure, and someone offers you lower, you can tell them to take a hike...
Just my $0.02 from actual experiences.
-Larry
Just my $0.02 from actual experiences.
-Larry
09-18-2004, 01:47 PM
#23
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Re: Wife and dog in accident, insurance question
Originally Posted by EvilTwin
Chris,
I am glad to hear everyone will be ok. Just as a reference, I have State Farm Ins. and when someone totaled my bike (ZX-9R) they also had State Farm. They gave me the money for the bike and then a day later I got a call from the adjuster and she said she forgot to offer the bike back to me for a salvage value. She said I have first chance to buy back my bike. I asked how much, she had to go get a figure and she said $250! I said I guess I would like to have it back for sentimental reasons
. I immediately sold it as is for $3,500. I was straight up with the new owner and he had the parts to fix it. So my point is at least State Farm is one that offers the owner first the chance to buy it back. I thought all Insurance companies did that. ???
I am glad to hear everyone will be ok. Just as a reference, I have State Farm Ins. and when someone totaled my bike (ZX-9R) they also had State Farm. They gave me the money for the bike and then a day later I got a call from the adjuster and she said she forgot to offer the bike back to me for a salvage value. She said I have first chance to buy back my bike. I asked how much, she had to go get a figure and she said $250! I said I guess I would like to have it back for sentimental reasons
. I immediately sold it as is for $3,500. I was straight up with the new owner and he had the parts to fix it. So my point is at least State Farm is one that offers the owner first the chance to buy it back. I thought all Insurance companies did that. ???I had state farm. And you were lucky with the person that handled your claim.
My problem when to a lawyer.
09-18-2004, 01:56 PM
#24
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Re: Wife and dog in accident, insurance question
Originally Posted by Chris288
As for the wife and puppy,, The wife is a paramedic and she is doing very well considering the damage, she was T-Boned in a direct hit in the drivers side @ approx. 55 - 60, My boxer Suki was thrown out the back window, luckily this all happened across the street from the Vets office and a couple of nice people stopped and help look for her in the woods, they gave her a tranquilizer and she is nows on anti-inflams and pain killers, My wife says she is part cat,, because she is on her 4 life.
