Re: Loan denied ?
I dont need to buy a home. I live in my fathers building. Its been paid for for 30 years. I dont own the building so I cannot borrow against it. I was asking for loan advice, not advice on how I should spend my money or live my life. By the way, since when was any boat a priority? Arent we all in this for fun? Its not a matter of that I should pay off my bills now, its the past that is screwing me up. Its whats on my credit from the past. Did I make the mistakes? Yes. I just want to know if there is hope for me or am I wasting my time? I know too many inquiries hurt the score, so I dont want to start filling out credit apps if all they are going to to is look at the score and say"no".
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Re: Loan denied ?
i think i am at 851..... :rolleyes: :cool: :D
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Re: Loan denied ?
Originally Posted by MILD THUNDER
I dont need to buy a home. I live in my fathers building. Its been paid for for 30 years. I dont own the building so I cannot borrow against it. I was asking for loan advice, not advice on how I should spend my money or live my life. By the way, since when was any boat a priority? Arent we all in this for fun? Its not a matter of that I should pay off my bills now, its the past that is screwing me up. Its whats on my credit from the past. Did I make the mistakes? Yes. I just want to know if there is hope for me or am I wasting my time? I know too many inquiries hurt the score, so I dont want to start filling out credit apps if all they are going to to is look at the score and say"no".
You got some good advice here Take it or leave it .. :drink: |
Re: Loan denied ?
Originally Posted by Sean H
i think i am at 851..... :rolleyes: :cool: :D
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Re: Loan denied ?
Originally Posted by MILD THUNDER
I dont need to buy a home. I live in my fathers building. Its been paid for for 30 years. I dont own the building so I cannot borrow against it. I was asking for loan advice, not advice on how I should spend my money or live my life. By the way, since when was any boat a priority? Arent we all in this for fun? Its not a matter of that I should pay off my bills now, its the past that is screwing me up. Its whats on my credit from the past. Did I make the mistakes? Yes. I just want to know if there is hope for me or am I wasting my time? I know too many inquiries hurt the score, so I dont want to start filling out credit apps if all they are going to to is look at the score and say"no".
E.S. |
Re: Loan denied ?
be nicer if they didn't want it back..... :D
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Re: Loan denied ?
Someone will finance you with that score but it will be a 2nd rate finance company and your rate will be over 10%. But.. they will finance you.
Roby |
Re: Loan denied ?
Originally Posted by Sean H
be nicer if they didn't want it back..... :D
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Re: Loan denied ?
Originally Posted by MILD THUNDER
I dont need to buy a home. I live in my fathers building. Its been paid for for 30 years. I dont own the building so I cannot borrow against it. I was asking for loan advice, not advice on how I should spend my money or live my life. By the way, since when was any boat a priority? Arent we all in this for fun? Its not a matter of that I should pay off my bills now, its the past that is screwing me up. Its whats on my credit from the past. Did I make the mistakes? Yes. I just want to know if there is hope for me or am I wasting my time? I know too many inquiries hurt the score, so I dont want to start filling out credit apps if all they are going to to is look at the score and say"no".
Jon |
Re: Loan denied ?
save money now and pay cash for your toys... or finance a boat and charge all gas and beer and hookers on credit cards for as long as you can. live for today!!! just don't piss daddy off or you'll be sol and homeless
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