temperature problems
 

Will a cold motor loose rpm's . I have a zz502 thats only running 105 to 110 temp.

nope, but that temp can't be....have you checked all the usual suspects....gauges, senders etc?

if so, it needs to be warmer to cook off any residual moisture in the oil...you might need a different thermostat....

As long as the oil temp is getting above 212* then that cool of water temps won't really hurt anything.
Do you know what the oil temps are????
I'm guessing that you are running a cross over without a T stat???