LOOOOOOOOOOOOOONG TIME AGO !! Thats what i can get ya into a 30yr fixed rate mortgage at with above average credit

bernie you just do it all dont you.

I just got 5.75 the day after the market blip a couple of weeks ago on 30 year 50K cash out refinance. Just got to know the right people and have a bit of net worth with liquidity. I had to pay 1/4 of a point for that but it wasn’t bad. There are a lot of lender now looking at net worth and liquidity vs. just credit score. Those lenders will give you a lot lower rates than just credit score lenders. MY .02…

Actually its a trade off...assets and equity vs lil assets and equity but 730 or higher score

5,75 rate
 

I got the 5.75 about 17 months ago. Loan was for 20 years on a 4 year old boat

5.75 is a smokin rate! I've never heard of a boat loan that low. I'll be shopping soon. Would love to get something around that rate. I figured I'd be looking somewhere around 8.9 or so.

Marine loan rates are much higher then that now

Essex Credit
 

there current rate today is 6.37% for 20 years

I bagged 4.59% fixed 20 yr in Aug '03.

missed 4.39 by a couple days

Those rates will never happen again.

Mtg rates are:
6% 25-30 yr fixed today, no points
fixed rate 2nd min loan of $75,100 700FICO to 80CLTV 6.74%
I can go to 100 CLTV with these & no closing costs...
(866)938-2252 ext 320
Bern