Offshoreonly.com - WTF Happened to my credit score???

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- - WTF Happened to my credit score??? (https://www.offshoreonly.com/forums/insurance-finance/163239-wtf-happened-my-credit-score.html)

Quote:

Originally Posted by LubeJobs42 (Post 2212473)

My Girl has a 780+ score. We thought it would be a no brainer when we were getting her new car for Christmas. They actually gave her a very hard time and required a heafty down payment due to her not have a "high enough credit history". In other words since the largest loan she had was $60k they wouldn't aprrove her for $160k even though her income could justify affording that amount with the ratio they use. (Let alone it's a payment she is not making! LOL) One way or another, your screwed!

VB has given some great info. High Ends cars is all about money coming in and out. Credit Score is a factor, but not like proof of income.

You would be surprised at some of my customers, like pro athletes with bad credit, but with great income.

I once got my balls busted by a bank because I had to much available credit that I wasn't using. 750+ score never a late
but something about only using about 18-20% of my available.
So I just wrote the check and said screw it.

My wife has about a 790 score and no job, hasn't worked in
about 5 years. Gets all kinds of offers for 100,000 cards and
lines of unsecured credit. You can't figure this stuff out !

Someone told me once
" If the bank will lend you more money your not living up to your full potential " . Not sure if I totally belive his theory though .