How did I do on my finance rate with 15% down?
07-16-2008, 11:24 AM
#11
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But in my 8 short years of graduating college, I've gone through 2 homes, 1 rental townhouse, 1 boat, 3 jobs, and 7 new cars. All I no longer have.
The odds of me keeping this same boat for 15 years are slim to none.
07-16-2008, 11:30 AM
#12
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Not everyone can just wire 5 digits worth of cash around.
But in my 8 short years of graduating college, I've gone through 2 homes, 1 rental townhouse, 1 boat, 3 jobs, and 7 new cars. All I no longer have.
The odds of me keeping this same boat for 15 years are slim to none.
But in my 8 short years of graduating college, I've gone through 2 homes, 1 rental townhouse, 1 boat, 3 jobs, and 7 new cars. All I no longer have.
The odds of me keeping this same boat for 15 years are slim to none.
07-16-2008, 11:32 AM
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It's on a boat but I'm all set. The wife and I are already looking at our schedules to make room for a few more long weekends for the rest of the season.
07-16-2008, 11:37 AM
#14
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Not everyone can just wire 5 digits worth of cash around.
But in my 8 short years of graduating college, I've gone through 2 homes, 1 rental townhouse, 1 boat, 3 jobs, and 7 new cars. All I no longer have.
The odds of me keeping this same boat for 15 years are slim to none.
But in my 8 short years of graduating college, I've gone through 2 homes, 1 rental townhouse, 1 boat, 3 jobs, and 7 new cars. All I no longer have.
The odds of me keeping this same boat for 15 years are slim to none.
Plus, depending on what boat you got, you may be able to deduct the interest as a second home.
Like I said earlier - don't worry about rates just enjoy the hell out of the boat and youth....
07-16-2008, 11:38 AM
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07-16-2008, 11:39 AM
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You did the right thing - buy toys with other people's money - use your own for investments, etc.....
Plus, depending on what boat you got, you may be able to deduct the interest as a second home.
Like I said earlier - don't worry about rates just enjoy the hell out of the boat and youth....
Plus, depending on what boat you got, you may be able to deduct the interest as a second home.
Like I said earlier - don't worry about rates just enjoy the hell out of the boat and youth....
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07-16-2008, 12:52 PM
#18
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I look at it like we are leasing boats anyway. Virtually no one will keep them the full term of the loan. The bottom line is, if you are satisfied with the rate, term and down payment you got, that's all that matters. Enjoy the boat!
07-16-2008, 03:25 PM
#20
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just refinanced mine last week at a local credit union. I had 7.5% 15 yr with US Bank. I refi'd and got 5.2%, term was up to 15 yrs. I did 10 yrs, it was the same rate...
