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-   -   21 years old and insurance dont mix! (https://www.offshoreonly.com/forums/insurance-finance/199458-21-years-old-insurance-dont-mix.html)

caseyh 11-26-2008 08:28 PM

21 years old and insurance dont mix!
 
i am 21 and have a 25 baja OL i cant find any insurance to cover me at my age and on a proformance boat. i dont have any wrecks tickets at al. i would like to get at leats the boat covered any ideas?

WakezoneINS 11-27-2008 08:55 AM

Progressive should cover you. May not be what you want but at least its coverage.

Lloyds will take you but it will be way too expensive.

How fast is your boat?

seafordguy 11-27-2008 09:32 AM


Originally Posted by caseyh (Post 2748263)
i would like to get at leats the boat covered any ideas?

Who cares about the boat - get the liability, that's what can ruin you life. All boats are expendable.

apache727 11-27-2008 10:30 AM

when i was 19 i financed a 22 Scarab with a bbc and had to get it insured. I went with Progressive and it was like 180 a month

caseyh 11-27-2008 11:34 AM

its not fast 65 is the best i have got out of it and its payed off . good point about the liability. ill give progressive a call monday. thinks for the help

jimdarr40 11-27-2008 08:03 PM

your car insurance company will cover it to less than 60mph, if they are a big name.

LostinBoston 11-28-2008 06:30 PM

Take Tres Martings course. When I was 21 I couldnt get insurance until I took it. No tickets or accidnets either.

BAJA WILL 11-30-2008 09:16 AM

Well, I was in similar situation, first off, you should only be worried about "Liability coverage" Like you kill someone, or someone was to drown when out on your boat.

If you own a house, it is easy to add it to the home policy.

While I reccomend insurance, depending on your state laws you may not be required by law to have it.:drink:

caseyh 11-30-2008 02:35 PM

Progressive covered me for the boat and Liability. i couldnt get what i would have liked on the liability part thay would only cover me for 50,000 and 50,000 on another boat, but thay covered the whole price of the boat. thats the best i could get even if i didnt get full replace ment on the boat. i pay $85 a month i didnt think it was bad. other than the low liability. what do yall think. i am new to all this and having to learn as i go from insurance to mantince thanks for yalls help

Griff 11-30-2008 06:21 PM

Its better than nothing, but 50k liability will get spent real fast with any major accident.


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