Thanks. They do look to have some good rates and aren't looking for 20% down, definitely a good option for some of us I'd think.

a last resort might be getting a heloc

What is that???

home equity line of credit , its a gamble in an unstable housing market , just another step in getting buried under your house in my opinion

if your job is secure, and you are not planning on moving, or your house is close to being paid off. a line of credit is not a bad option

Local credit unions by me are doing 30k signature loans for under 5% with good credit ratings. Although they are 6o months. They are fixed.

I borrowed 65k for 10y at 5.75 at mine this month, Its there boat show special.

http://www.wsfcu.com/ASP/rates.asp

not bad

That's not bad at all, what year was the boat?

98, they dont care what year it is, just if it books out.

damm sham i dont live in tulsa i can't find anything around houston and i'm putting half down