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Offshoreonly.com (https://www.offshoreonly.com/forums/)
-   Insurance and Finance (https://www.offshoreonly.com/forums/insurance-finance-198/)
-   -   Best boat loan rate? (https://www.offshoreonly.com/forums/insurance-finance/306518-best-boat-loan-rate.html)

Velocity Vector 12-25-2013 08:22 AM
Can't you find a family member to stiff? Seems OK in my family my sisters do it to me all the time!

adk61 12-25-2013 10:27 AM
Originally Posted by kreed (Post 4044180)
You aint kidding Buck. My Bullet had 575HP a side and burned about 45 gallons per hr.. One of my favorite boats though. Would like one again someday with BIG power. Pr of Merc 900's would be cool.....rant over......
lemme know when you ready for those 900's.. I can build you a pair... reasonably priced :party-smiley-004:

KSFLYER1 12-26-2013 11:39 AM
Talked to Essex, lady that didn't sound customer friendly says fill out the online ap, but high performance boats automatically add half percent. Nice

Sydwayz 12-26-2013 11:46 AM
0.0%
Just get your daddy to buy it for you like some of the other OSO experts.


Seriously,
Call a loan broker.
I highly recommend Robin Harris.
http://thedonedeal.com/

She can run the numbers for you if you know your scores, and find the best program for you. This is MUCH better than running a bunch of applications yourself. Supposedly, but not really confirmed multiple credit checks in 10 days calendar days only shows up as one hit for "one purchase", but I don't buy it.

s022mag 12-26-2013 12:24 PM
Key Bank will do 5.99 on 20 yrs. anything over 75k under 200k. Checked with them last week. Boat has to value at what your lending.

MINK 12-26-2013 12:42 PM
Originally Posted by s022mag (Post 4047641)
Key Bank will do 5.99 on 20 yrs. anything over 75k under 200k. Checked with them last week. Boat has to value at what your lending.
Any other restrictions with them? Age?

1989mach1 12-26-2013 12:44 PM
I got 5.24 with key for 15 year on 60k in 2012 on a 2000 boat so it was 12 years old.

MINK 12-26-2013 01:04 PM
Originally Posted by 1989mach1 (Post 4047652)
I got 5.24 with key for 15 year on 60k in 2012 on a 2000 boat so it was 12 years old.
Thats roughly the criteria I will be at, thanks for the information.

Pwraddr 12-27-2013 10:36 AM
Originally Posted by KSFLYER1 (Post 4047614)
Talked to Essex, lady that didn't sound customer friendly says fill out the online ap, but high performance boats automatically add half percent. Nice
The lady that did mine was the same, but I'll tell you I had ZERO problems. Cheap being a Costco member, fees waived and good rate.

Cole2534 12-30-2013 09:45 AM
Originally Posted by Eliminatorshane (Post 4043964)
Yes in Oklahoma here I got 3.9 two months ago. Shop around
I got 4.25 in Feb but had to put 30% down,


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