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Originally Posted by formula1
(Post 4559439)
What options are out there for older boat financing, say 1995-2005 boats? I have one source for some short term $$, but just wondering in case I decide to step up the search to something a little more expensive, like $50,000 ish. I'm talking a boat like a Formula Fastech, for example. I know Essex would consider it with a huge downpayment, but they don't seem to care for go-fast style boats and it is really hard to communicate with them in a timely fashion. Ask me how I know.
Jody Hamilton - Diverse Offerings finance 470-248-2655 |
Older Boat Financing
I can assist you with older boat financing. Low rates and long terms. We also prepare any USCG paperwork. PM me or call 508-243-5543. Dave Hall - J.J. Best Banc & Co.
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finance source for boats
Several of my clients have used them recently and told me that they were great.I called Dave Hall and informed him that he must be an advertiser and pay to be on OSO.. I just insured a 2013 39 HP boat today that they financed.
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Originally Posted by sy goldberg
(Post 4565209)
Several of my clients have used them recently and told me that they were great.I called Dave Hall and informed him that he must be an advertiser and pay to be on OSO.. I just insured a 2013 39 HP boat today that they financed.
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Amazing Service
Dave just financed my purchase. Called him on Monday, was approved Tuesday morning , paperwork went in Tuesday afternoon, check was fedexed today ( Thursday ) Picking up the boat on Saturday.
You can't ask for better service than that!!! And to top it all off, Dave got me an interest rate of 4.5% Highly Recommended!! Thanks Dave!! imax |
Originally Posted by Silverdolla
(Post 4561711)
If your credit is strong, like 775 plus, I would strongly suggest Lightstream. The type of boat or its value never comes into question until your approved and even then it's just to verify that it's a boat, RV or airplane. Way too easy if you ask me lol. AND they don't slap a lien on it, it's an unsecured loan under 5% apr.
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Kinda re-hashing an old post.. .but I guess it's that time of year again.
Question I have is... I'm trying to buy a 2001 Baja, but the dealer said he can only get financing for 10 years. That sux. I just sold my boat that I had for 14 years... it was a 20 year loan. So question is... is there a lender out there that will finance like the old days... gimme a 15 or hopefully a 20 year loan on $55k - $60k (depending on down payment requirement) for a 17 year old boat? If so... what are the rates and the undermining terms.... meaning insurance, survey, left arm. etc. |
Originally Posted by BajaIceBreaker
(Post 4620010)
Checked on the Lightstream website and it shows a max terms of 84 months.That's not going to work for many people.
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Originally Posted by BajaIceBreaker
(Post 4620012)
Kinda re-hashing an old post.. .but I guess it's that time of year again.
Question I have is... I'm trying to buy a 2001 Baja, but the dealer said he can only get financing for 10 years. That sux. I just sold my boat that I had for 14 years... it was a 20 year loan. So question is... is there a lender out there that will finance like the old days... gimme a 15 or hopefully a 20 year loan on $55k - $60k (depending on down payment requirement) for a 17 year old boat? If so... what are the rates and the undermining terms.... meaning insurance, survey, left arm. etc. Not sure if you have them in Ohio or if they are just Michigan but I just bought my boat through Honor credit union last year...I have not great credit and a pretty high debt to income ratio and they still financed it pretty painlessly...its a 97 and they did it on a 15 year at I believe 4.25....they do go off of NADA value however and I had to make up the 4k difference in what they said its worth vs what I paid but other than that it would have been zero down Stewart |
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