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-   -   Financing (https://www.offshoreonly.com/forums/insurance-finance/358786-financing.html)

seafordguy 01-29-2019 10:28 AM

Financing
 
Whose Financing these days.
Looks like USAA is at about 5% on 180 months.
Essex is 4.59 on 180 months

Anyone else I should look at? Probably only going to finance about 50k and pay cash for the rest.

Any advertisers I should look at?

debcod2 01-29-2019 10:44 AM


Originally Posted by seafordguy (Post 4670271)
Whose Financing these days.
Looks like USAA is at about 5% on 180 months.
Essex is 4.59 on 180 months

Anyone else I should look at? Probably only going to finance about 50k and pay cash for the rest.

Any advertisers I should look at?

We just used Jody Hamilton at Diverse Offerings and he did a fantastic job and got us squared away quick and easy on a 2005 Formula 353 Fastec.
Try giving him a shout to see what he can do for you. His # is 470-248-2655

Sydwayz 01-29-2019 10:53 AM

Hey Eric, I like that you are having this discussion! :D

https://www.harrismarinefinancing.com/

I financed with Jody Harris, twice. It's been a long time since we were in contact, but worth a call.

t500hps 01-29-2019 12:29 PM


Originally Posted by seafordguy (Post 4670271)
Whose Financing these days.
Looks like USAA is at about 5% on 180 months.
Essex is 4.59 on 180 months

Anyone else I should look at? Probably only going to finance about 50k and pay cash for the rest.

Any advertisers I should look at?

Either you read that wrong or you've got an inside at Essex. They show 5.15% at 180 months for over $50K and to call if you are borrowing over $2mm (I'm just going to assume you are not borrowing more than $2mm!)

FWIW: I'm at 4.99% on a note I signed 6 months ago.

seafordguy 01-29-2019 12:45 PM

I'll call Harris and Jody Hamilton.

Russ - we haven't spoken in years and all you can do is throw out snarky comments on my thread..... I think you're just feeling inadequate because you know a real man like myself won't be buying a windshield boat.

And yes, you're right the full rate card wouldn't show up on my thing - 180 months is higher.

seafordguy 01-29-2019 12:51 PM


Originally Posted by t500hps (Post 4670296)
FWIW: I'm at 4.99% on a note I signed 6 months ago.

I'm sure you got a good rate on your lazer or sunfish or whatever it is your putting around on these days!!:evilb:

Sydwayz 01-29-2019 01:09 PM


Originally Posted by seafordguy (Post 4670305)
I'm sure you got a good rate on your lazer or sunfish or whatever it is your putting around on these days!!:evilb:

He bought another FWB! :D

https://scontent.fslc2-1.fna.fbcdn.n...bd&oe=5CF1AA5C

t500hps 01-29-2019 02:16 PM

............................and diesels too!!!!



Originally Posted by Sydwayz (Post 4670314)


seafordguy 01-29-2019 02:18 PM


Originally Posted by t500hps (Post 4670327)
............................and diesels too!!!!


I sent you a text. Did you change your number?

Jhamilton 01-29-2019 07:25 PM


Originally Posted by seafordguy (Post 4670271)
Whose Financing these days.
Looks like USAA is at about 5% on 180 months.
Essex is 4.59 on 180 months

Anyone else I should look at? Probably only going to finance about 50k and pay cash for the rest.

Any advertisers I should look at?

Eric,
Thanks for the call today, look forward to helping out anyway I can.

Jody Hamilton

payuppsucker 01-30-2019 07:44 AM


Originally Posted by seafordguy (Post 4670328)
I sent you a text. Did you change your number?

Eric, I just sent you Russ's number.
What are you buying?

t500hps 01-30-2019 10:37 AM


Originally Posted by payuppsucker (Post 4670387)
Eric, I just sent you Russ's number.
What are you buying?

Thanks, he had the correct number.....I just wasn't sitting on my phone ready with an immediate response to his call! LOL

all he would tell me is that since no one thinks he's number one he has to buy something that has it on the sides. :)

payuppsucker 01-30-2019 11:37 AM


Originally Posted by t500hps (Post 4670416)
Thanks, he had the correct number.....I just wasn't sitting on my phone ready with an immediate response to his call! LOL

all he would tell me is that since no one thinks he's number one he has to buy something that has it on the sides. :)

Well I got the inside scoop but I'm sworn to secrecy.

seafordguy 02-10-2019 10:30 AM

Just thought I'd circle back around. If you have access to USAA it is just so painless. Their customer service really is second to none. Advertised rates are their actual rates, no games with hidden rates based on the age of the boat , 100% LTV (if you want it), and using reasonable values for older boats. 5 minute process.....

Our vendors on here were super helpful, and I appreciate their time - just didn't have a financing product that worked perfect for me. Hopefully one day I'll be buying something relativity new and can use them!!

t500hps 02-10-2019 02:34 PM

So when are you gonna spill the beans on what you ARE buying??????

payuppsucker 02-10-2019 02:46 PM


Originally Posted by t500hps (Post 4672067)
So when are you gonna spill the beans on what you ARE buying??????

I can answer that one Russ.
Not until the deal is done.

seafordguy 02-10-2019 02:52 PM


Originally Posted by t500hps (Post 4672067)
So when are you gonna spill the beans on what you ARE buying??????

Still hoping mine sells first, but I'm running out of patience so getting ducks in order.....

payuppsucker 02-10-2019 03:36 PM

Go for it Eric. Boating season is right around the corner.
Having multiple boats isn’t a bad thing, I’ve got six.

t500hps 02-10-2019 06:43 PM


Originally Posted by seafordguy (Post 4672073)


Still hoping mine sells first, but I'm running out of patience so getting ducks in order.....


Selling first is over-rated. Faith won't allow me to sell one til AFTER I've bought it's replacement. We "only" have 2 right now but don't intend to sell either one of them any time soon! (Jetskis make 5 though)

Jhamilton 02-20-2019 01:24 PM

Please give me a call for Marine financing. I specialize in High Performance Marine Lending

Thanks
Jody Hmailton
Diverse Offerings Finance
470.248.2655


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