Cigarette 2001 TS insurance, How much!
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#25
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#26
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The biggest problem with "this ins company sucks" or "that ins company sucks" is people buy a policy due to price and fail to read the said policy. What will and wont be paid is spelled out in black and white .Some misrepresent their horsepower or top speed to get a cheaper price and then cry when a claim is denied. Fact is, boat insurance companies have a damn good idea of how fast a given boat will go with a given power. You can tell them whatever you want but picture this: You tell them your boat is a 72 MPH boat and secure insurance, then post videos of it doing 85, post pics of new 1000HP engines, or tell the world you just bought ProChargers. Now you need to file a claim.....if you don't notify them of said changes, you are screwed. If you get paid at all, you wont get paid for the upgrades. Don't kid yourself into thinking they wont find out, they know more about than Santa Clause.....
#27
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No disrespect, but the cheapest is not always the best. Did you give us an opportunity to compete for your business? Chris has a program we do not offer, but equally we have programs that Chris doesn't offer. So it's bound to happen that one of us may have a better offer for a specific risk. However, no one insurance company is a 1-size-fits-all. Plus, there are so many variables that go into quoting out ones insurance, ie. age of boat, HP, hull design, speed, operator age, experience, driving record, prior claims, just to mention a few. :-)
However, we did shop several companies, and some are mentioned in this thread. After all was said and done they all had differences in coverage and price but we stayed with Wozencraft. They came back with the best combination of coverage at a price right around the others. Some were less and some were more but the total policy choice was the best at Wozencraft.
Everyone has different needs, and location plays a HUGE role in costs, so do your homework and choose the best for you.
#28
When our Skater renewal came last year it went up noticeably higher for unknown reasons in my world.
However, we did shop several companies, and some are mentioned in this thread. After all was said and done they all had differences in coverage and price but we stayed with Wozencraft. They came back with the best combination of coverage at a price right around the others. Some were less and some were more but the total policy choice was the best at Wozencraft.
Everyone has different needs, and location plays a HUGE role in costs, so do your homework and choose the best for you.
However, we did shop several companies, and some are mentioned in this thread. After all was said and done they all had differences in coverage and price but we stayed with Wozencraft. They came back with the best combination of coverage at a price right around the others. Some were less and some were more but the total policy choice was the best at Wozencraft.
Everyone has different needs, and location plays a HUGE role in costs, so do your homework and choose the best for you.
#29
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My Gladiator was $1,700 several years ago and my buddy's 04 Top Gun pretty similar. That is for lake use between May and October. I wouldn't trust any policy under a $1,000.