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Progressive "no policies for boats over 30 ft"?

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Old 03-15-2006 | 05:35 PM
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miamioffshore's Avatar
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Default Progressive "no policies for boats over 30 ft"?

I just tried to get an insurance quote from Progressive, there website says no policie for vessels larger than 30 ft? Now what do I do? I know someone will say "call sy goldberg" price would be too high and too many exclusions for miami-dade county.
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Old 03-15-2006 | 05:54 PM
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Default Re: Progressive "no policies for boats over 30 ft"?

call Forrest Butler at www.butlerbuckleydeets.com he's in Miami and may be able to help. [email protected] (305) 262-0086
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Old 03-15-2006 | 05:59 PM
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Default Re: Progressive "no policies for boats over 30 ft"?

Call Bob Luellen I have a policy through him at progressive on a 35 fountain.
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Old 03-15-2006 | 06:05 PM
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Default Re: Progressive "no policies for boats over 30 ft"?

I just insured a 36 Concept with Progressive. They wrote this policy under their Progressive/Drive Insurance Co. I had never heard of that division. Hope this helps.
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Old 03-15-2006 | 06:06 PM
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Default Re: Progressive "no policies for boats over 30 ft"?

Bob is a great person to do business with. He goes above and beyond your expectations. Just my .02.
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Old 03-15-2006 | 06:18 PM
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Default Re: Progressive "no policies for boats over 30 ft"?

i had progressive, now they will not do my new boat because of 525hp, one call to Sy Goldgerg @ total dallor i got it. at a better rate i might add
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Old 03-15-2006 | 06:21 PM
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Default Re: Progressive "no policies for boats over 30 ft"?

copy and pasted from their website, doesn't leave too many boats around here they can insure....

The following cannot be insured with your Progressive Direct boat policy:

Boats over 50 feet in length and/or with values over $250,000
PWC valued over $27,000
Boats with max speed exceeding 75 mph
Bass boats with max speed exceeding 90 mph
Boats with engine horsepower greater than 500 for a single engine or 1,000 for twin engines
Boats equipped with over-the-transom exhaust or exposed inboard engine(s)
Boats with more than two motors (other than trolling motors or “kicker” motors)
Wood, steel, ferro cement or performance catamarans/tunnel hulls
Boats that do not meet published U.S. Coast Guard standards
Boats principally docked/moored/stored in Massachusetts, New Jersey, District of Columbia, Canada, Mexico or Puerto Rico. Principally docked/moored/stored is defined as at least 6 months in a given state or location.
Boats used as a primary residence (“Live Aboards”)
Boats used for any business or commercial purpose, including, but not limited, to: pickup or delivery of goods, limousine or taxi service, emergency services, food concessions or commercial fishing (including netting and trapping)
Boats used for racing or speed tests (except sailboats)
All amphibious land boats, hovercraft or airboats
Foot pedal/paddle, steam, glass bottom and ice boats (sailboats)
Homemade boats with Physical Damage coverage
Homemade boats without a serial number
Houseboats that do not have motors
Boats leased or rented to others by the insured
Any boat on consignment
Boats with more than two owners
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Old 03-15-2006 | 06:28 PM
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Default Re: Progressive "no policies for boats over 30 ft"?

uhhh . . .lemmie get this straight . . . they wont insure a 38 foot cigarette that goes 76 mph but they will insure a dink azz little bassboat that goes 89
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Old 03-15-2006 | 06:41 PM
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Default Re: Progressive "no policies for boats over 30 ft"?

That is who my insurance is thru, Progressive Drive, via Bob L. @ worldwide. Although, I live in Brevard Co., I guess for now, we are not as big a risk, as you guys are down south!
Call Bob L. @ Worldwide, he will try to help you out.
Dean
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Old 03-15-2006 | 07:03 PM
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Default Re: Progressive "no policies for boats over 30 ft"?

Originally Posted by Sean H
copy and pasted from their website, doesn't leave too many boats around here they can insure....

The following cannot be insured with your Progressive Direct boat policy:

Boats over 50 feet in length and/or with values over $250,000
PWC valued over $27,000
Boats with max speed exceeding 75 mph
Bass boats with max speed exceeding 90 mph
Boats with engine horsepower greater than 500 for a single engine or 1,000 for twin engines
Boats equipped with over-the-transom exhaust or exposed inboard engine(s)
Boats with more than two motors (other than trolling motors or “kicker” motors)
Wood, steel, ferro cement or performance catamarans/tunnel hulls
Boats that do not meet published U.S. Coast Guard standards
Boats principally docked/moored/stored in Massachusetts, New Jersey, District of Columbia, Canada, Mexico or Puerto Rico. Principally docked/moored/stored is defined as at least 6 months in a given state or location.
Boats used as a primary residence (“Live Aboards”)
Boats used for any business or commercial purpose, including, but not limited, to: pickup or delivery of goods, limousine or taxi service, emergency services, food concessions or commercial fishing (including netting and trapping)
Boats used for racing or speed tests (except sailboats)
All amphibious land boats, hovercraft or airboats
Foot pedal/paddle, steam, glass bottom and ice boats (sailboats)
Homemade boats with Physical Damage coverage
Homemade boats without a serial number
Houseboats that do not have motors
Boats leased or rented to others by the insured
Any boat on consignment
Boats with more than two owners
Boats that float
Boats that might sink if flooded
Boats that are used in the water
Boats used for recreation
Boats used for business
Any boat within 1000 miles of a Hurricane zone
Boats to be stored at Trailer parks (tornados)
Boats with pointy noses
Boats with square noses
Any boat that has a steering wheel
Any boat or vessel that will carry people and/or medium level mammalian life forms (Ferrets exempted)
Any boat with chines
Any boat that requires gasonline or diesel to propel itself
Any boat made in Deleware
Any boat used in Deleware
Any boat or vessel primarily used on Sat, Sun, and every Thurs. after a New Zealand banking holiday.
Any boat called "a boat"

But we will insure any uneducated doofus who never seen water, is cross eyed, did time, is inbred, blind, deaf, mute, pregnant, not pregnant, man, woman, eunich, hermaphrodite, all of the above, none of the above, undecided (marylin manson) and any mammal with an IQ of at least 12 on this cool new 70 mph PWC even though they cause most of the water borne accidents. Thank you for shopping with Progressive
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