For his birthday, Little Johnny asked for a 10-speed bicycle. His father said, "Son, we would love to give you one, but the mortgage on the house is $80,000 and your mother just lost her job, so there is no way we can afford it right now."

The next morning, the father saw Little Johnny heading out the front door with suitcase in hand. He asked, "Where are you going son?" Little Johnny told him, "I was walking past your bedroom last night and I heard you tell Mom you were pulling out. Then I heard her tell you to wait because she was coming with you, and I'll be damned if I'm sticking around here by myself with an $80,000 mortgage and no transportation!"