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Old 01-15-2008 | 12:11 PM
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Default Florida Boat insurance?
Cant seem to find decent rates. Who to call?
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Old 01-15-2008 | 02:10 PM
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call yo momma, there is no such tihing as decent rates down here, mine went up nearly 4x from NC
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Old 01-16-2008 | 12:29 PM
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Default Florida Insurance Coming Soon !
New carrier is BAGHDAD CASUALTY !
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Old 01-16-2008 | 12:34 PM
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Hey jim We used The Insurance God on oso before and he saved us a lot off our previous policy. there in calif. but insure florida too.
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Old 01-18-2008 | 03:59 PM
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I just got a quote from Boat US ....they sent me a notice that they have 'new" lower rates ....only 7K for my 19 year old formula ....that was for 20K hull Value ......fug em
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Old 01-18-2008 | 07:13 PM
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insurance is going through the roof, good luck with a low rate
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Old 01-18-2008 | 07:37 PM
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What about Statefarm?

I want to insure a 38 ft scarab hull around 60-65K. I assume 2% of hull is standard in Florida?


I was thinking around 1800 bucks a year? Is this a ballpark fiqure?
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Old 01-18-2008 | 07:43 PM
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Originally Posted by offthefront
I just got a quote from Boat US ....they sent me a notice that they have 'new" lower rates ....only 7K for my 19 year old formula ....that was for 20K hull Value ......fug em
Come on....that is ridiculous...what a way for the insurance companies to rip off people by using the policy holders location to overcharge them....they're as bad as the oil companies at ripping people off.
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Old 01-18-2008 | 08:47 PM
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Originally Posted by northernoffshore
Hey jim We used The Insurance God on oso before and he saved us a lot off our previous policy. there in calif. but insure florida too.
Got 4 estimates and all were thru progressive agents. Actually it was real reasonable. Went with a $5k deductible cause I wouldnt dare make a claim anyways as they'll cancel me anyways. I dont think insurance god writes fl. policies anymore.
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Old 01-19-2008 | 07:18 AM
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Originally Posted by Outlaw_30
Come on....that is ridiculous...what a way for the insurance companies to rip off people by using the policy holders location to overcharge them....they're as bad as the oil companies at ripping people off.


Type of Boat : 311SR 1989 FORMULA 31

Cruising Area : U.S. Atlantic Coastal Waters incl Florida East + West Coast

SUMMARY OF COVERAGES
Boat and Boating Equipment (Agreed Hull Value) : $20,000.00
Boat and Boating Equipment Deductible : $620.00
Storm Deductible : $1,000.00
Boating Liability : $100,000.00
Fuel and Other Spill Liability : $800,000.00
Medical Payments : $1,000.00
Boat Trailer : $7,500.00
Trailer Deductible : $50.00
Personal Effects : $.00
Personal Effects Deductible : $.00
Uninsured Boater Protection-Limit each Accident : $100,000.00

TOTAL ANNUAL PREMIUM : $6,430.00
STATE SURCHARGE : $64.00
BOAT U.S. MEMBERSHIP (Required if not a Member) : $19.00
TOTAL ANNUAL COST : $6,513.00
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