Go Back  Offshoreonly.com > General Discussion > Insurance and Finance
My umbrella policy just excluded my boat! >

My umbrella policy just excluded my boat!

Notices

My umbrella policy just excluded my boat!

Thread Tools
 
Old 06-07-2008 | 11:43 PM
  #1  
2112's Avatar
Thread Starter
Registered
20 Year Member
 
Joined: Dec 2003
Posts: 1,991
Likes: 13
From: Socialist Republic of Washington State
Angry My umbrella policy just excluded my boat!

I have the boat insured with Markel with E.Porter, that isn't the problem.

My umbrella coverage (same company that insures my house and all my vehicles) just sent me a notice that the boat is excluded due to it's performance.

17 years of boating without one claim too. In fact, I never make any insurance claim.....ever!

Any one else in this predicament? How did you resolve it? or better yet with whom?
2112 is offline  
Reply
Old 06-08-2008 | 01:00 AM
  #2  
stecz20's Avatar
Registered
 
Joined: Sep 2003
Posts: 7,775
Likes: 1
From: San Francisco CA
Default

sy goldberg... he does things for me and my cigarette buddies.. few of my ol buddies too, but we dont talk about that... pm me ill get you hhis number.... stecz
stecz20 is offline  
Reply
Old 06-08-2008 | 06:16 PM
  #3  
Griff's Avatar
Charter Member # 55
25 Year Member
Charter Member
Super Moderators
 
Joined: Oct 2000
Posts: 20,264
Likes: 2,508
From: Omaha/LOTO
Default

Most companies won't even write an umbrella policy unless you have everything with them including house, cars and boat. It doesn't surprise me that they excluded it.
Griff is offline  
Reply
Old 06-08-2008 | 06:56 PM
  #4  
mopower's Avatar
Toxic FORMULA
 
Joined: May 2002
Posts: 4,238
Likes: 1
From: pitman nj
Default

Seventeen years without a claim. The ins. co may figure about due for one. Thats been known to happen
mopower is offline  
Reply
Old 06-08-2008 | 07:19 PM
  #5  
offshoredrillin's Avatar
VIP Member
20 Year Member
VIP Member
 
Joined: Feb 2004
Posts: 12,314
Likes: 1,556
From: Maryland
Default

Michael, my umbrella is with state farm and no issues whatsoever, send them a nice letter that you will now be searching for a new insurance company for your home, cars, and even your business...see if they reconsider, if not start looking elsewhere..Who are you with now?
my boat is with ACE, and everything else is with state farm, they wouldn't insure the boat anyhow.
offshoredrillin is offline  
Reply
Old 06-08-2008 | 09:59 PM
  #6  
Registered
20 Year Member
 
Joined: Mar 2002
Posts: 5,819
Likes: 14
From: cleveland
Default

call porter back... they have a new underwriter other than markel great rates
dreamer is offline  
Reply
Old 06-08-2008 | 10:11 PM
  #7  
2112's Avatar
Thread Starter
Registered
20 Year Member
 
Joined: Dec 2003
Posts: 1,991
Likes: 13
From: Socialist Republic of Washington State
Default

Originally Posted by offshoredrillin
Michael, my umbrella is with state farm and no issues whatsoever, send them a nice letter that you will now be searching for a new insurance company for your home, cars, and even your business...see if they reconsider, if not start looking elsewhere..Who are you with now?
my boat is with ACE, and everything else is with state farm, they wouldn't insure the boat anyhow.
It is Western National through my Independent broker. They never wanted to touch the boat in the first place. They are definitely going to loose all my business. Boat with EP is $4200 a year with layup. House, cars, business is another $6000 a year. Credit score over 800 also. Sheesh.
2112 is offline  
Reply
Old 06-08-2008 | 10:11 PM
  #8  
2112's Avatar
Thread Starter
Registered
20 Year Member
 
Joined: Dec 2003
Posts: 1,991
Likes: 13
From: Socialist Republic of Washington State
Default

Originally Posted by dreamer
call porter back... they have a new underwriter other than markel great rates
Who is that? Solid company?
2112 is offline  
Reply
Old 06-08-2008 | 10:40 PM
  #9  
PhantomChaos's Avatar
Registered
 
Joined: Dec 2000
Posts: 12,746
Likes: 0
From: Bell Canyon, CA
Default

Originally Posted by Griff
Most companies won't even write an umbrella policy unless you have everything with them including house, cars and boat. It doesn't surprise me that they excluded it.
Bingo!

We have everything through AIG Private Client Group. Our friends at www.ThorsonInsurance.com help us deal with this.....ask for Tracey Thorson and say Nort recommended them! We have $5Mil umbrella on top of everything else......
PhantomChaos is offline  
Reply
Old 06-08-2008 | 10:57 PM
  #10  
2112's Avatar
Thread Starter
Registered
20 Year Member
 
Joined: Dec 2003
Posts: 1,991
Likes: 13
From: Socialist Republic of Washington State
Default

Originally Posted by Griff
Most companies won't even write an umbrella policy unless you have everything with them including house, cars and boat. It doesn't surprise me that they excluded it.
They refused to insure the boat and were just fine with the arrangement for the last 4 years.
2112 is offline  
Reply


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service

Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.