I bought my boat in May of this year. The guy I purchased it from didn't have the title (he still owed on it) but I went ahead and bought it anyway. As of today, 3 months later, I have yet to receive any paperwork for the boat. Should I be worried? I have a bill of sale but I am still hesitant on taking it out too often as I do not want to press my luck and have something happen and then I don't have any real paperwork on it. What should I do?

Get your money back....he can not provide you with a title....more then likely he did not pay off his boat....if he lets it repo the bank will come get there boat from you...and will be stuck....

I think your screwedMy father did that years ago and had to pay off the old guys lien to register it and get papers for it.

did you pay in full for the boat ?
if so i would be worried .
doe's the guy talk to you over the phone or ignore your call's.
i would think about a lawyer soon .

He already cashed my check (obviously). I never thought about the bank taking it from me because of him defaulting. Anyone know what kind of rights I have as far as getting my money back?

How long does it usually take to get the paperwork from the bank? I know it isn't much more than a week or so for a car.

He answers the phone and replies to my emails. Yes I paid in full.

How are you running the boat ..with no registration or a temporary reg.

I would be at his door step and getting my money or clear title.....

Unfortunately he is 4 hours away...

Bill of sale