Does anyone on here do Personal Watercraft Financing? I am looking to purchase two new PWC's totaling around $21k. I have bad credit due to one bad investment, but will be co-purchasing with my girlfriend who has good credit. I have the cash, but would rather finance if possible. What are rates right now? I would appreciate any input.

Have you applied to your local banks and credit unions already?

Dude, if you have the cash, find some that are 2-4 years old, that someone needs to move. You can probably find the same models with trailer and everything for half what new is right now. Also that way if you break up, you don't get screwed.

Go fix your credit first before you worry about financing pwc's.

Thank you for the helpful advice Stacy and Will. Griff, it seems as though you're the one who is worried. Perhaps regarding something constructive to do with your time? Enjoy Omaha!

if you have bad credit and you really want to buy the pwc's, then pay cash. No lender is gonna give you a decent rate (if at all) for something considered to be a luxury with bad credit and this economy. Or better yet, if your girlfriend with the good credit really wants them, let her finance them. Then, if you break up, she keeps them or you can pay her cash for them. No messy shared loans.

Worried?????? about what??????

I'm just tired of people who don't take responsibilty for there credit problems. Its people like you that cause interest rates to be higher for all the responsible people.......like me and most others here.

I just find it amazing that that someone can just join an offshore boating website to look for PWC finacing because there credit is that bad....and then not blink an eye while talking about it.

So whats the truth????????

I guess you didn't get that 110k boat loan??????

http://www.offshoreonly.com/forums/i...financing.html

LMAO.... You aren't gonna beat Griff, It's like messin with the law..

Seriously though, Get on craigslist and buy a couple used pwc's.

Be patient, get your financial affairs in order and THEN buy whatever you want.