As expressed many times through my prior posts. The purpose behind my posting on OSO is simple; to educate boaters about the insurance industry as it pertains to them.

As an independent agency, we write insurance for nearly all of the high performance boat insurers out there. We can answer your questions about coverage based on what is right for you and what carrier is going to “best fit” you and your boat. As it is our goal to educate, I will continue to provide you with information throughout the year. We are committed to keeping you informed.

As mentioned, as an independent agency, we represent a wide variety of carriers. Here is what is available to you, through Wake Zone, as of today with respects to performance boat insurance. I have grouped the categories by top capable speed of your boat:

For all boats less than 20 years of age
** The mooring location of the boat can limit some of your options

Mid-Performance Boats (60 – 79mph)
 American Modern Insurance Company (no CATS)
 American Reliable Insurance Company
 ACE
 Progressive (no CATS)
 Markel
Programs in the market not available with Wake Zone: (Total Dollar - State National)

High Performance Boats (80 – 120mph)
 American Modern Insurance Company (no CATS)
 American Reliable Insurance Company
 ACE
 Markel
 Lloyds of London
Programs in the market not available with Wake Zone: (Total Dollar - State National)

High-Performance Boats (120 – 130mph)
 American Reliable Insurance Company
 Markel
 Lloyds of London

High Performance Boats (131mph – NO MAXIMUM)
 Wake Zone Extreme Marine Program
Programs in the market not available with Wake Zone: (Markel on risks up to 150mph)



As you can see, our agency has the ability to shop nearly all the performance boat carriers out there. One call to Wake Zone will get you a quote from all available carriers for your boat. There is no need to make a bunch of phone calls!

If you are ready to shop your boat insurance here is how you get a quote:

1. Online: http://www.wakezoneinsurance.com/Quote_form.html

2. Phone: 866-792-4149



I look forward to assisting those of you shopping your insurance this time of year!

There are a couple other programs that are out there that are agency specific like our over 130mph program is. I've edited my post to included those names above.