Who has the best rates for a used boat?

KeyBank is good, but as usual, your score plays on your rate. Good Luck!

Depends on what size loan and if it is a purchase or refinance.

$15K-$39 6.49%
$40-74K 6.25%
$75-$199 5.99%
$200+5.75%

Terms $15-24 144 months
$25-100 180 months
$100+ 240 months


If it is a purchase and your equifax beacon score is 720+ take .25 off the rate

If I can help please drop me a PM or give em a call at
573-348-2761 x 2471
Mike

Jodi at essex in Newport beach was quoting some VERY LOW #'s at the boat show. I have called on her in the past and always been happy.
949-515-5200

Try Coatal Financial Corp. in VA Beach, VA. Theire number is 757-491-6600. Require Documented boats or boats that can be documented as well as a high credit score. If you meet this criteria, it will be worth you call. I am 100% satisfied with the way they worked for me. They did mine in June of last year so I have no idea what their rates, documenting, and processing fees are now. Still worth a call.

i have a couple of places i use for some good
loan packages and good rates. give me a
call toll free 866-532-4949

dave donchecz

I used essex before

Dave, Are you a lender?

Just re-financed with Sterling Associates at 5.49% for 15 yrs. (30k) Very easy process.

I used Von Bongo and Key Bank just 3 weeks ago.........it was a very good expierience and very easy. I would recomend giving Mike a call. It was made very easy and His bank is in Missouri, I live in Kansas, the boat was in Chicago, Marine title is in Seattle and Key Bank is in Ohio. It went very smooth, Marine Title handled the loan papers, the pay off to the sellers bank, the proceeds to the seller and the Coast Guard Documentation.