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How much for insurance??

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Old 01-20-2005, 11:39 AM
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Default How much for insurance??

Well I think my last post was poofed......Why?..I don't know...

Anyway, I have a friend looking at a 2000 30ft Spectre with 500hp's and blowers (whipples, I think...) I told him the expensive part is the insurance. The guy he is buying it from said he has State Farm and pays $500.00 per year......That's $600.00 less than I pay for my Baja 38 Special....

What is the going price on insurance??

I've heard that only two company's cover them, which two??
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Old 01-20-2005, 12:49 PM
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Default Re: How much for insurance??

i have a 30' w/ 500's but no whipples, yet , they rated mine at 95 MPH and state farm wouldn't insure it... you have to watch them, they insure alot of boats that they don't have a clue about.... i went to total dollar and got mine written through markel for 4k a year.... my 2002 29 outlaw was only costing me $1100 a year before that.... i bet with whipples it would be about $4500-5000 if they have a clean record...
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Old 01-20-2005, 01:05 PM
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Default Re: How much for insurance??

i spoke with allstate and they will insure a 30 spectre "BUT" it cant exceed a pair of 225 outboards and was douted in the mid to high teens...was quoted through Total Dollar with 300 promax's and an offshore rider 3400.00
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Old 01-20-2005, 01:51 PM
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Default Re: How much for insurance??

I think outboards are cheaper, don't ask me why, i think they see that "500HP" and see $$$$$......
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Old 01-20-2005, 04:24 PM
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Default Re: How much for insurance??

i have allstate and mine is 1500.00 a year with 300 pro max's it is a 2005..
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Old 01-20-2005, 09:17 PM
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Default Re: How much for insurance??

OUCH!!! Thanks guy's I'll pass this along to him!!!

FYI, this guy is so tight, he squeak's when he walks....So, I think he look elsewhere!!
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Old 01-22-2005, 09:37 AM
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Default Re: How much for insurance??

I just bought a 30' with 3 months cat experience and I paid $5k with 496 HO! OUCH

Last edited by Pmpaint1; 01-23-2005 at 08:07 AM.
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Old 01-22-2005, 07:21 PM
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Default Re: How much for insurance??

Originally Posted by sonic31ss
i have allstate and mine is 1500.00 a year with 300 pro max's it is a 2005..

I have never insured my cats but that price sounds good! I installed a GPS tracking system so that I can have an excuse to use my 45. You take my boat you will say hello to my little friend! Can you post your agents number? He may have a way getting the boat thru underwriting.

thanks

dan
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Old 01-23-2005, 06:56 AM
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Default Re: How much for insurance??

Originally Posted by Pmpaint1
I just bought a 30' with no prior cat experience and I paid $5k with 496 HO! OUCH
Hey, I think that is my old boat!!!! Did that come from Randy at Fastboats? some of my friends saw it running in the poker run at Key West a couple of months ago. Good Luck with it, and feel free to call or e-mail me anytime if you have any questions concerning the boat!!!
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Old 01-23-2005, 01:04 PM
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Default Re: How much for insurance??

I had my insurace through boat us. It was 2800 per year with a 13 thousand deductable. That was for NY state though.
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